Best Enterprise Risk Management in Vietnam

5 min read

The winning bank is moving its infrastructure to a private cloud that is more secure to mitigate cyber risks and data protection.
The bank attained a low liquidity risk as its net liquidity gap is positive. Its assets are 1.11 times more than its liabilities and it does not grant unsecured loans.
The bank also has a low market risk, as its total sensitivity interest gap is positive, and the interest-sensitive assets exceeds the interest-sensitive liabilities. It highlights a low exposure to interest rate risk and has a healthy capital adequacy ratio of 12%.
For establishing a robust enterprise-wide risk management policy, low exposure on liquidity, market, and credit risk, the Best Enterprise Risk Management in Vietnam is by ACB (Asia Commercial Bank).