Best City Commercial Retail Bank in China 2023 is Bank of Beijing

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This bank by far has the largest pool of total assets among all the city commercial banks in China as of June 2022 and remains a top-tier player. The bank has one of the largest customer deposits, which is 11% more than the next bank in line, signaling strong brand value.
The bank posted the highest fee-income ratio of 32% in 2022, the highest among Chinese retail banks, indicating a more diverse and service-oriented business structure.
The bank has provided services with full lifecycle coverage for retail customers and innovated with children’s finance products.
For its leading scale and brand value among peers, high fee-income ratio and innovation in product design, the Best City Commercial Retail Bank in China is Bank of Beijing.