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Bankers Association of the Philippines
The Bankers Association of the Philippines (BAP) is the lead organization of universal and commercial banks in the Philippines consisting of forty-four (44) member banks; twenty (20) of which are local banks and twenty-four (24) are foreign bank branches.
Established on March 29, 1949, the BAP was created to frame rules and regulations in cooperation with the Central Bank that will increase the efficiency and effectiveness of banking services to the community; work in cooperation with other similar associations as the need arises to achieve this goal; pool and circulate relevant information to members; appear before any legislative, executive or regulatory body; and, work with any legal body for the consideration, formulation, amendment or alteration of any law relating to banks and banking.
The BAP was officially incorporated as a duly Securities and Exchange Commission (SEC)-registered corporate entity on August 24, 1964. Then and now, the BAP was an active participant and contributor to the most important milestones in the nation’s banking and financial history. It continues to be at the forefront of instituting reforms and introducing global best practices for a strong and efficient industry. As banking volume grows, the complexity of transactions evolves and the integration of markets unfolds, the BAP played varied and challenging roles in designing solutions in tandem with the regulators and other economic players for continued financial stability as well as the economic development of the country.
To date, the BAP continues its mission to ensure public trust and to push for policies that will improve and protect the welfare of the entire Philippine banking industry and its stakeholders.
The Chamber of Thrift Banks (CTB) is the umbrella organization of the country's thrift banks.
Organized in 1974, the chamber has 37 member-banks with over 2,500 branches nationwide. Its mission is “to provide an institutional medium through which the members can collectively assist and cooperate with one another, with other members of the banking sector, and with the National Government and its instrumentalities, more particularly the Bangko Sentral ng Pilipinas (BSP) to promote, develop, expand and strengthen the role of savings and loan associations, private development banks and savings and mortgage banks (otherwise known as thrift institutions), in the accumulation of savings, enhancement of trade, commerce, industry and agriculture, and in the economic development of the country.”
It supports its members by ensuring that its various concerns are brought to the attention of the right government institution or regulating body, particularly the Bangko Sentral ng Pilipinas (BSP).
CTB helps ensure a manageable, if not better, operating environment for thrift banks, and has been at the forefront of advocating appropriate legislative and regulatory reforms, thereby influencing the statutory and regulatory framework.
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