The winning bank has transformed the market through digital innovation and a commitment to sustainability. Its first-in-market Home Expert mobile app utilises advanced analytics to offer tailored digital property acquisition journey with step-by-step purchase guide for all types of homebuyers—from local first-time purchasers to incoming talents with property acquisition needs. The App also delivers property market insights for the increasingly popular Greater Bay Area and streamlines both online and offline application options. By integrating ESG principles into a tech-driven platform, Bank of China (Hong Kong) has earned the title of Best Home Loan Financing in Asia-Pacific.