As a distinguished member of the House of Lords, Lord Chris Holmes is a leading advocate for the transformative potential of technology, particularly in financial sectors like fintech and trade. His legislative work, focused on the regulation of emerging technologies such as artificial intelligence and blockchain, makes him a key figure in shaping the future of digital finance and tech-based economic growth. Holmes has been instrumental in the passage of significant legislation, such as the Electronic Trade Documents Bill, showcasing his expertise in legal and regulatory frameworks that impact the financial sector.

Holmes' insights extend to financial inclusion, where he's been recognized for his efforts to ensure equitable access to financial services. His amendments to the Financial Services Act 2021, advocating for issues like cashback without purchase, highlight his commitment to practical financial solutions. This, combined with his role in advising fintech companies, positions him uniquely to address the evolving landscape of financial services.

In Parliament, Holmes has co-authored reports on crucial subjects like Democracy and Digital Technologies, and Artificial Intelligence, indicating his depth of understanding in how technology intersects with governance and societal structures. His involvement in the House of Lords Science and Technology Select Committee further reinforces his proficiency in navigating the complex interplay between technology, policy, and social impact.

Arthur Yuen currently oversees banking policy, supervision, conduct, and enforcement issues at the Hong Kong Monetary Authority (HKMA), a role he has held since January 2010. He joined HKMA in 1996 as Head of Administration and quickly advanced, tackling roles related to research and economic liaison with China before being appointed Head of Banking Supervision in 2000. His journey through the ranks continued with his appointments as Executive Director of Banking Development (2004), Banking Supervision (2005), and External Affairs (2008).

Arthur is a prominent figure in global banking regulation, serving on the Financial Stability Board’s (FSB) Standing Committee on Supervisory and Regulatory Cooperation. He has been a member of the Basel Committee on Banking Supervision since March 2010 and chairs its Policy and Standards Group (PSG), following his leadership of the Supervision and Implementation Group (SIG) from September 2018 to December 2020.

Daniel Drew is Managing Director, and Chief of Staff for HSBC’s Hong Kong business. In this role, Daniel helps drive strategic business development and initiation of new ideas in close collaboration with HSBC’s leading business and product lines in Hong Kong.

Daniel joined HSBC in 2017. Prior to his current role, Daniel was the Head of the China Management Office for HSBC China in Shanghai, focused on strategy, cross-border business development and management of HSBC’s China footprint. Before HSBC, Daniel had an international career in the financial industry with a specialisation in strategy and M&A, working across Australia, Singapore and the United Arab Emirates.

Hakan is an Advisor for Technology & Innovation at the Bank for International Settlements (BIS) Innovation Hub in Hong Kong with a focus on Open Finance, Digital Currencies and Payments. Before joining the BIS, he was the Global Open Banking & Open Data Practice Lead at Mastercard, based in Zurich. Hakan is an expert for open data ecosystems, open banking & open finance regulation, API standardization, instant and cross-border payments.

He is an internationally recognized thought leader in his area of expertise, and a member of various international working groups. He brings more than 14+ years of technology & strategy consulting and product development experience at Mastercard, Accenture and Infosys – in Europe, the Middle East, Latin America and Asia Pacific.

Voranuch Dejakaisaya is an accomplished executive with over 40 years of experience in the banking and finance industry. She is presently serving as the Executive Chairman at Kasikorn Business Technology Group (KBTG). Throughout her career, Voranuch has held prestigious roles across well-established institutions. In the past, she was instrumental in the transition to digital banking and agile solutions as the Chief Information and Operations Officer (CIOO) at Siam Commercial Bank. Her expertise was also employed in her capacity as the Chief Technology Officer (CTO) at SCB X Public Company Limited.

Voranuch also served as the CIOO at Bank of Ayudhaya and the Chief Information Officer (SEA/IT Regional Head) at GE Capital (Thailand). Voranuch has a proven track record of achievements in innovation and technology within the banking and finance sector. She has led complex technology integrations, supported the growth strategies of organizations, and leveraged emerging technologies to deliver improved analytical insights. Her expertise and leadership have made her a respected figure in the industry, driving the digital transformation of banking operations and ensuring banks are ready for the digital era. With her deep knowledge of banking technology, Voranuch continues to contribute significantly to the growth and success of the financial sector in Thailand. Voranuch awards and recognitions include Top ranked of CIO50 technology leader in ASEAN from IDG in Y2019 and Chief Information Technology of the Year in The Asian Banker’s Business Achievement Awards 2019 event

Anthony Ng possesses over 20 years of experience in finance and business operations, with a specialisation in fintech and virtual assets. Throughout his successful career, he has held prominent positions at Morgan Stanley, JP Morgan, and Myriad Asset Management. Notably, as the former Managing Director of CITIC Futures International, he provided global electronic trading support.

With a focus on research in Artificial Neural Networks, Algo Trading, and Trading Systems, Anthony has gained unique insights into cutting-edge financial innovations. Currently, he serves as the Vice Chairman of the Global Investment Fund and the Financial and Treasury Services Committee at the HKGCC. Additionally, he contributes as a member of the Industry Expert Committee of the Greater Bay Area Youth Innovation and Entrepreneurship Foundation. Recognised as a Web 3.0 Innovation Pioneer by Forbes China in 2022, Anthony’s dedication to fostering innovation in finance and technology remains steadfast.

Michael Spiegel is the Global Head of Transaction Banking at Standard Chartered Bank. Before assuming his present role, he served as the Global Head of Trade. Prior to joining the bank, he amassed over three decades of dedicated experience at Deutsche Bank, where he held various leadership positions in Transaction Banking.

Daniel Li held the role of Chief Digital Officer at Bank of China (Hong Kong) in December 2021, where he spearheads the development and implementation of the digital transformation strategy for the Personal Banking & Wealth Management business. Additionally, he oversees BOCHK's Digital Banking Division, playing a pivotal role in steering the institution towards becoming a Digital Bank.

Fueled by an unwavering commitment to growth and a penchant for experimentation, Daniel is deeply passionate about ensuring customer satisfaction. His expertise lies in leveraging data-driven insights and adopting lean, agile methodologies tailored to meet customer needs.

Under Daniel's leadership, Bank of China (Hong Kong) has undergone a significant transformation towards becoming a Digital Bank, marking a paradigm shift in the financial landscape. Prior to joining BOCHK, Daniel accumulated 25 years of experience in Singapore, working with esteemed global and regional banks such as Citibank, Standard Chartered, and DBS. His diverse background encompasses Digital Transformation, Digital Banking, Data Management, and Wealth Management, contributing to his comprehensive skill set in navigating the evolving financial landscape.

Paritosh Kashyap has been instrumental in driving the structured finance, real estate, and debt capital market business during his 27-year tenure at Kotak Mahindra Bank.

Assuming the role of president and business head of the wholesale bank business at Kotak on July 1, 2022, Kashyap transitioned from overseeing large corporate business, real estate lending, structured finance, infrastructure, banking & financial institutions group, to his current position. He retains oversight responsibilities as a director of Kotak Mahindra Investment Limited. A member of the Kotak Leadership Group, Kashyap has extensive experience dealing with large corporates and NBFCs and advising them on capital structuring, financing, and securitization. He has originated, structured, and led many structured financing transactions, including acquisition financing, sponsor financing, securitization, cross border and high yield credit.

As a key member of the Kotak Leadership Group, Kashyap brings extensive expertise in dealing with large corporates and NBFCs, offering strategic advice on capital structuring, financing, and securitization. He has spearheaded numerous structured financing transactions, including acquisition financing, sponsor financing, securitization, and cross-border transactions. Prior to his current role, he played a pivotal role in shaping Kotak's structured finance and real estate narrative, overseeing the growth of the business from inception to an impressive INRs 18,000-20,000 crore book.

Anthony Hogg is Standard Chartered Bank Hong Kong’s Chief Technology and Operations Officer. As CTOO, he manages Standard Chartered Bank’s Hong Kong, Taiwan, and Macau’s overall technology and operations including Retail, Wealth, Corporate Institutional Banking, Country Technology Management, Programme Delivery, and Risk & Controls matters for the cluster.

Anthony has over 25 years of solid experience in the finance industry. Anthony joined the Bank in 2011 and has held various technology roles in Institutional Banking, Private Banking, Wealth Management, and Retail, most recently as Global Head of Customer Journeys for retail technology, before taking on the Hong Kong CTOO role in 2021.

Akina Ho is currently service as an Advisor for Pi Labs as their Venture Partner for Asia. She is also the Co-Founder of AllStarsWomen DAO, Founder of HedGrowth Limited, and also the Co-Founder and Advisor for Hong Kong Proptech Alliance. She has been in the hospitality industry for close to 20 years and now she is a well-respected thought leader in innovative tech like space like AI, PropTech and the Web3 space covering NFTs, Metaverse, blockchain, GameFi, DeFi, and DAOs. She is also on the Board of Web2, Web3, and AI companies. She was one of the Executives that helped a built a Unicorn in Hong Kong 2017 with investors from FoxConn and Softbank. Akina is an Adjunct Professor for HKUST, teaching how to use Art of War for business transformation. She is a well-known global keynote speaker and panelist with notable media appearances on Bloomberg and Fox International about the latest innovations and technology business trends.

Frankie Shuai is the APAC Chief Information Security Officer (CISO) at DWS, Deutsche Bank Asset Management, with over two decades of experience in Financial and IT industries. As a seasoned leader, he previously directed cyber and technology risk at UBS for Singapore, Australia, and New Zealand, and has held positions at Citibank, Microsoft, and HP. Frankie is renowned for bridging the gap between cybersecurity and business agendas, evidenced by his frequent speaking engagements at industry events. His commitment to digital transformation and innovation is underscored by a patent for next-generation wireless networking filed with the United States Patent and Trademark Office, where he serves as the sole inventor. In his current role at Deutsche Bank Asset Management, he leads regional Information Security, contributing significantly to the institution's cybersecurity resilience.

Neil Tan brings over 20 years of extensive experience in Corporate Strategy, Mergers & Acquisitions (M&A), Business Development, and Partnerships, spanning roles in Banking (HSBC, Deutsche Bank), Management Consulting (Boston Consulting Group BCG), and Industry (Philips Electronics, Siemens). Currently, he is the Chairman of the FinTech Association Hong Kong (FTAHK) and a Member of the Hong Kong Government Task Force on Promoting Web3 Development (Web3 Task Force). He is also a Steering Committee Member of the Hong Kong Trade Development Council (HKTDC) and a Conference Ambassador of the Hong Kong Tourism Bureau (HKTB). In addition, he serves as the Managing Partner at Tsunami Advisors, Neil leads an advisory and consulting firm dedicated to assisting FinTech, Artificial Intelligence, Digital Asset, and Web3 companies in expanding, growing, and scaling within the Asia Pacific Region. Prior, he served as the CEO of Neptune Digital, an award-winning blockchain start-up under the Cyberport Incubation Program (CIP). Earlier in his career, he served as the Head of Business Development, Asia Pacific, in the Digital Partnerships & Innovation Team at HSBC, focusing on Banking-As-A-Service (BaaS) and Embedded Finance, which included digital payments, lending, wealth, and insurance.

Gerald is Co-Founder and CEO Sygnum Singapore, a global digital asset banking group. Previously, He was the Head of Alternative Investments for CrimsoNox Capital, a single-family office. Prior that, Gerald was a Managing Director with global investment consultant Cambridge Associates, where he focused on private investments and worked with numerous sovereign wealth funds, endowments and foundations, pension funds, and single-family offices to build and monitor their global private investment programmes. He also co-established its Beijing office in 2011.

Winnie Chen, based in Singapore, holds dual leadership roles at BNY Mellon. As head of treasury services for Asia Pacific, she oversees all regional functions including relationship management, sales, product management, and client enablement. She also serves on the Treasury Services Global Leadership Team and the Asia Pacific Enterprise-wide Leadership Council.

As the country chief executive, she is pivotal in advancing the bank's growth and commercial objectives in Singapore, ensuring operational excellence and compliance with both internal policies and regulatory standards.

With extensive experience in global transaction banking and relationship management, Winnie has previously held senior positions at United Overseas Bank, Australia and New Zealand Banking Group, Bank of America, JP Morgan, and Wells Fargo.

Karin Boonlertvanich is currently the Executive Vice President at Kasikornbank, Thailand, where he oversees the Corporate Strategy and Innovation Division. His main responsibilities include formulating corporate strategy, building and cascading the corporate scorecard, developing digital banking and digital asset businesses, customer segmentation, and exploring innovation beyond traditional banking. Additionally, he is responsible for the Treasury department, overseeing the bank’s investment portfolio decisions, liquidity management, and balance sheet management. Furthermore, he holds the position of Assistant Professor at the Faculty of Accountancy and Commerce, Chulalongkorn University, Thailand.

Ashutosh Kumar is the Managing Director and Head of Global Transaction Banking for Asia Pacific at Mizuho Bank. Based in Singapore, he oversees the strategy and execution of the bank's transaction banking operations and is focused on expanding its franchise across the region.

With over 20 years of international experience, Kumar has a profound understanding of the Asian market and transaction banking globally. Renowned for his commitment to innovation and expertise in digital ecosystems, he has led the transformation and growth of various banking businesses. He also serves on the Task group on Traceability and Sustainability of Supply Chains at Enterprise Singapore.

Prior to joining Mizuho, Kumar held several senior positions at Standard Chartered, including Global Head of Working Capital and Transaction Banking Sales, Regional Head of Transaction Banking for ASEAN & South Asia. Before joining Standard Chartered in 2005, he worked in ABN AMRO’s global trade business in the Asia Pacific region.

John Wong oversees Hang Seng Bank’s wholesale banking cash management, encompassing sales, product management, digital banking channel development, and client implementation. With over 30 years of banking experience, primarily in transaction banking, John is recognized for his substantial contributions to business growth and transformation. Before his tenure at Hang Seng Bank starting in 2015, he spent 25 years at Standard Chartered in Hong Kong and China, spearheading significant change management initiatives. His leadership extends across the Asia Pacific, with professional stints in China, Hong Kong, and various APR countries, showcasing his ability to navigate multi-cultural environments effectively. In 2018, he was honored as Transaction Banker of the Year by The Asian Banker.

Shekhar Bhandari is President of Global Transaction Banking at Kotak Mahindra Bank and is responsible for Technology, Digital, P&L on Trade, Foreign Exchange, Investment and Supply Chain Finance, International Trade Finance, Domestic and cross border payments culminating into liquidity and working capital solutions for the entire bank. With over 25 years of experience, he has held diverse positions of increasing responsibility across the group. He is instrumental in making Kotak synonymous with innovative and customized solutions, the latest addition being Kotak FYN - a new enterprise portal that offers comprehensive digital banking and value-added services across all products, including trade, account services, payments and collections. Bhandari is passionate about technology, and endeavors to make Banking “Simple and Fast”. Under his stewardship, the bank has strengthened capabilities in Blockchain, Artificial Intelligence (AI), Internet of Things (IoT), Digital Signatures, Open banking, machine learning, and data analytics.

Gregory Hendra Lembong, oversees the Transaction Banking Director, Finance & Corporate Planning Director, and manages the Operational – Services Strategy and Development Division along with Strategic Information Technology. Additionally, he supervises the progress of PT Central Capital Ventura and PT Bank Digital BCA, both subsidiaries operating in venture capital and digital banking respectively. Over the course of his career, he has gained substantial expertise across diverse domains, encompassing IT transformation strategy and implementation, transaction banking, global trade finance, corporate cash management, regional strategy, planning, and product management.

John Medina is the Chief Operating Officer of the Philippine Bank of Communications. He has more than 25 years of experience driving innovation, change and transformation for financial services in different countries.

He was a pioneer in the process and technology management practice in the 1990s when he helped transform the Asia Pacific operations of one of the largest multinational banks. He subsequently established a private consulting firm in the United States, helping design new digital business initiatives for financial institutions and startups.

Prior to joining PBCOM, he was the Head of Global Operations, Technology and Credit for the Philippine National Bank. He was also the Integration Director who oversaw the merger of Philippine National Bank and Allied Banking Corporation in 2013. Medina also worked at Union Bank of the Philippines where he conceptualised and implemented digital banking products and services.

Tuan is an innovative and proven technology leader with P&L accountability and a wealth of experience spreading across the banking, fin-tech, insurance, high-tech, and energy sectors. He works across three continents: the US, Europe, and Asia. This diversified understanding has allowed him to be culturally sensitive, empathizing with different cultural expectations, and effectively leading transformation leveraging each of the regional strengths.

During his tenure as Chief Information Officer at Technological and Commercial Joint Stock Bank (Techcombank) and as a Board Advisor to Vietnam's CIO community, he revolutionized the country's technology landscape. Techcombank became the first financial institution to fully embrace a "Cloud First" strategy, pioneering comprehensive cloud migration. Additionally, under his guidance, the bank led the charge in digital transformation, simplifying customer experiences across retail and commercial channels with a unified platform. He championed an agile work culture, breaking down traditional hierarchies and fostering innovation. Through his focus on engineering excellence, simplicity, and continuous learning, he drove a cultural shift, placing people at the forefront of Vietnam's banking sector evolution.

Lito Villanueva is the Philippines’ award-winning thought leader on digital transformation and inclusive digital finance at scale. As the Executive Vice President and Chief Innovation and Inclusion Officer at RCBC, he spearheaded RCBC's digital revolution, introducing groundbreaking and award-winning innovations. Among its recognitions include the Asiamoney’s Best Bank for Digital for four consecutive years (2020-2023), Gartner’s Eye for Innovation, and YouTube’s Challenger award, to name just a few.

Villanueva was recently feted as the Philippines’ Innovator of the Year for Banking in the Asian Management Excellence Awards, the Outstanding Achievement for Marketing Management in the Agora Awards, considered as the ‘Oscars’ of Philippine marketing industry, a two-time Circle of Excellence awardee in the Asia CEO Awards, PhilSec’s Digital Leader of the Year, and as the “Mr. FinTech of the Philippines” by NewsBiz Asia. He bagged triple LinkedIn awards as one of the Top 100 Filipinos on LinkedIn, Philippines’ Top 30 Leaders on LinkedIn, and Top Finance Leader under the LinkedIn Leadership Catalysts Awards in 2023. He is also featured in prestigious lists like Seamless Asia's Top 50 Banking and Payments Leaders and Top 100 Fintech Leaders in Asia, amongst his over 70 regional and global accolades.

He is the Founding Chairman of Fintech Alliance.PH, Global Chairman of the Alliance of Digital Finance Associations, a trustee at the Philippine Blockchain Council, Asia FinTech Alliance, and an advisory board member at the ASEAN Innovation Business Platform. He has authored publications including the award-winning Inclusive Digital Finance Report and has a regular business column ‘Bytes’ in the Philippine Star.

Kevin is the CEO (Hong Kong) of DigiFT, a global group, licensed by the Monetary Authority of Singapore (MAS) as a Real World Asset (RWA) issuer institution. Backed by well-established venture partners, DigiFT is authorised to provide financial services for primary market origination and distribution as well as secondary market trading of asset-backed tokens. Kevin brings a unique cross-over investment and technology pedigree. He is a recognized early adopter and investor of both Bitcoin and related DLT technology since 2016. As an advocate for professional standards across the digital asset landscape and an active thought leader providing education, he aims to market development and regulatory policy consultation.

Leveraging two decades of traditional finance experience, has previously co-founded and served as CIO of various digital asset active and passive fund strategies, helping to oversee treasury and asset management services for various investor types.

Further, he has held various professional investment positions with PIMCO, Fidelity International, and BNP Paribas in London and Hong Kong, and has an established institutional track record within global debt markets, including Liability Driven Investing (LDI), Global Bonds, EM Debt and Asia Credit and FX. Additionally, he is a mentor to the Cyberport Incubator Fund providing strategic and technology advisory to portfolio start-ups.

Anthony Lin, appointed head of transaction banking asia and global head of market management in March 2024, has had an extensive career in banking spanning over 25 years. Previously, Lin served as CEO of the Greater Bay Area at Standard Chartered from 2020, overseeing the bank's operations in the region. Before this, he was CEO of Standard Chartered (Taiwan) from March 2017. His earlier roles include president of Bank of America (China) where he was responsible for governance, strategy, and franchise development, and EVP at Deutsche Bank (China), heading corporate banking coverage and trade finance and cash management. Lin began his career at Standard Chartered in 1995 as a management trainee, ascending to managing director, head of transaction banking for China. His leadership excellence was recognized in 2012 when he was named “Leading Talent in Shanghai” by the Organisation Department of Shanghai Municipal Party Committee, and he received the "Elite Foreign Bank Trade Finance Manager Award" from the Credit Rating Centre, Ministry of Commerce.

Zhixian Li is the General Manager of Digital Payment Technology at Ant International. Li has been with Ant Group and Ant International for over 7 years and has been leading multiple mobile wallet investment & collaboration initiatives across Asia, the Middle East, and Africa regions. With Ant’s technology, Li and his team collaborated with Telecom and banking partners to develop their e-wallets and help grow into leading Super Apps in local markets. He has over 20 years of experience in card payment, mobile payment, and digital services with systematic business understanding and industry insights. Before joining Ant, Li worked with UnionPay International as General Manager of its Africa Branch.

Ma-an brings over two decades of extensive experience in cash management and transaction banking, having held diverse roles across product management, client service, implementation, and operations.

Currently, Ma-an serves as the head of the Domestic Payables Team within the HSBC Asia Pacific Global Payments Solutions (GPS) Product Team. In this capacity, she spearheads the development and execution of the electronic domestic payments strategy for the region. Over her tenure of more than five years in this role, Ma-an has significantly expanded HSBC's Real-Time Payments footprint across the Asia Pacific region, increasing its market presence from 4 to 15 markets. Her leadership has been pivotal in driving remarkable volume growth for the product. Additionally, she has been instrumental in modernizing the bank's payments infrastructure to accommodate emerging new economy entities.

Prior to her current position, Ma-an held roles in managing Receivables products, both regionally and globally. During this time, she played a central role in developing receivables product solutions and propositions that laid a solid foundation for the bank's current leading capabilities in this area.

Before joining HSBC, Ma-an gained valuable experience in the cash management field through her tenure at two prominent local banks in the Philippines: UnionBank of the Philippines and Bank of the Philippine Islands.

Divyesh is Group Chief Transformation Officer at Standard Chartered Bank (StanChart), based in Singapore. In this role, he will spearhead the acceleration of StanChart’s strategic execution, focusing on enhancing the bank’s capabilities and transforming it into a more client-centric digital institution. Before joining StanChart, Vithlani served as the Senior Managing Director and Southeast Asia Market Unit Lead at Accenture, where he dedicated over five years. His tenure at Accenture also included a pivotal role as the Managing Director of Financial Services, showcasing his expertise in the sector. Prior to his successful stint at Accenture, Vithlani accumulated extensive experience at SMARC Consulting and Credit Suisse, among other notable positions.

With over 25 years of experience in banking and financial markets, primarily in investment banking, Vithlani has a wealth of knowledge and a proven track record across Europe and the Asia Pacific region. His strategic vision and leadership are expected to significantly contribute to StanChart’s transformation into a leading digital banking institution.

Edwin is the Chief Operating Officer at Mox, overseeing Mox’s overall operations. As the first Mox-grown C-Suite executive, Edwin joined the bank as Head of Strategy and Corporate Affairs in 2018 and was part of the founding team. In this capacity, he played a crucial role in the bank's launch, including setting up the joint venture partnerships and shaping the Strategy, Partnerships and Corporate Affairs function. Edwin is passionate about driving the growth of the banking industry in Asia and believes that virtual banks will be a game changer in Hong Kong.

Prior to joining Mox, Edwin was Managing Director, Regional Head of Investor Relations for Standard Chartered, overseeing external engagement with institutional investors, equity research analysts and rating agencies in Asia. Immediately prior to this role, Edwin was an equity research analyst at bank of America Merrill Lynch, covering Hong Kong and Chinese financials. He started his career with Standard Chartered in 2003 as a management trainee.

Angelia Chia specialises in trade and supply chain finance, covering everything from traditional trade products to open account transactions. With over 25 years of experience, she adeptly manages the origination to distribution of risks, advises on disputes, and understands the implications of jurisdictional differences on industry rules, such as UCP600 and URDG758, laws on the assignment of financial assets, negotiable instruments, and security enforcement.

Angelia's unique expertise is enriched by her previous in-house roles at Cargill, JPMorgan, and Standard Chartered, where she was the global head of legal for trade. This background enables her to offer comprehensive, end-to-end legal advice that navigates the complex interplay of laws, regulations, industry standards, and organizational operations.

Kelvin Teo is the co-founder and Group CEO of Funding Societies | Modalku. He has been a key member of the Singapore FinTech Association’s Digital Finance Subcomm since 2018 and recently named by the Association as among the Top 12 Fintech Leaders in Singapore in 2020. As one of the Top 200 FinTech Influencers in Asia, Teo has spoken at major conferences such as LendIt Shanghai, Boao Hainan and Money20/20. He has also been featured on Bloomberg, BBC and Business Times. Prior to this, Teo served as a consulting professional at KKR, McKinsey and Accenture.

Geetika Chopra is a Chartered Accountant with over 20 years of experience, primarily at Oracle, where she leads product management for insurance and banking applications that target accounting standards. She possesses extensive knowledge in risk management for banks and insurance companies, which she has leveraged to develop industry-leading solutions for financial disclosures and risk mitigation. In addition to products aligned with accounting standards, she has also pioneered a service focused on climate change analysis and reporting, complying with ISSB, ESRS, and SEC guidelines.

Ronald Young leads the origination and structuring of sustainable finance transactions and develops innovative impact finance solutions across North, Southeast, and South Asia. He has completed landmark green, social, sustainability, and sustainability-linked transactions across various sectors and asset classes, including several first-of-a-kind deals in the region. He is also involved in creating finance solutions that scale up new business models with positive environmental and social impacts.

Young is an active member of the sustainable finance community, contributing to market standards and taxonomies through participation in government and industry association working groups. He has over 17 years of experience in structured finance and principal investing in renewable energy, infrastructure, and natural resources across Asia Pacific, the Americas, Europe, and the Middle East. Previously, he was a senior member of Societe Generale’s Energy Finance and Advisory team.

As Visa Direct's Head of Bank & Remitters Business Development, Eric drives sales growth by collaborating with Account Executives and regional teams to engage decision-makers and establish cross-border payment programs. His leadership also focuses on optimizing existing initiatives for maximum scalability. Previously, Eric served as Head of Transaction Banking for North Asia & Greater China at ANZ Bank in Hong Kong, amassing extensive expertise across the Asia region. His tenure included leading teams in digital banking innovation and implementing payment solutions for ANZ and ABN Amro clients. With over two decades in banking, Eric's leadership spans diverse markets, including Singapore, Sydney, and Taiwan, across international and pan-regional institutions like ANZ and ABN AMRO.

Jody Aldridge built a career focusing on at scale technology and is currently leading expansion as the growth director in APAC for Currencycloud, a foreign exchange and cross-border payments company recently acquired by Visa. Before moving to Singapore, Aldridge spent 7 years at Currencycloud in the UK supporting pioneering fintechs and banks around the world to launch innovative cross-border payment solutions to empower the global population. Prior to joining Currencycloud, he spent 9 years working within network security solutions, IT managed services and cloud computing infrastructure across both UK and global companies, helping organisations to scale their infrastructure needs.

Serena Mak currently provides strategic direction and guidance on sustainable finance transactions while also fostering a culture of sustainability within DBS Bank. Prior to joining DBS, Serena was the head of ESG Funding Asia for Home Credit, where she successfully contributed to the group’s sustainability-linked financing in Asia. She also held several positions at Goldman Sachs in Singapore and Hong Kong, with a focus on liquidity management across the APAC region.

Serena holds a Master of Science degree in Financial Analysis as well as a Bachelor of Business Administration degree in Global Business & Management of Organizations from the Hong Kong University of Science and Technology. She is a Certified ESG Analyst (CESGA), CPA (Australia), and FRM. Serena also serves as Board Governor and Honorary Secretary at Friends of the Earth (Hong Kong) and is on the examiner team for the Certified ESG Analyst (CESGA) program by the European Federation of Financial Analysts Societies (EFFAS).

Sunil Mascarenhas has been part of Asian Development Bank’s (ADB) Trade and Supply Chain Finance Program since 2019. He oversees the Supply Chain Finance Program (SCFP), focusing on maximizing transaction volumes through global bank partnerships, delivering exceptional client service, and maintaining rigorous risk assessments. Mascarenhas is also dedicated to expanding supply chain finance in new developing markets, assisting local banks in launching these services to support SMEs. With a career in banking that began in 1998, Sunil has extensive experience across commercial banking, and risk management, previously working at the Hongkong and Shanghai Banking Corporation (HSBC) in various international roles.

Anand Ramachandran, as vice president, is the global head of banking solutions at Oracle Financial Services. With over 25 years of experience, he has worked closely with senior executives, including CXOs from 30 of the top 50 banks worldwide. His expertise lies in providing business solutions that help both global and regional banks as well as financial institutions innovate and enhance operational efficiency. He advises on adopting the right architectural frameworks and paths for progressive transformation, enabling banks to capture new opportunities, reduce costs, and expand market share. Anand has been instrumental within Oracle in championing the adoption of ISO 20022 within the Oracle technology stack.

Frankie Wai is the Business Solution Director of Temenos, defining the APAC region's solution strategy and advising on cutting-edge banking solutions. With a passion for innovation, Frankie has crafted the digital banking architecture for a virtual bank in Hong Kong and continues to drive solutions for digital bank licensees across the Asia Pacific region. As an active speaker, Frankie has shared his insights on transformative banking technologies at events such as The Asian Banker, Singapore Fintech Festival, and Temenos Regional Forums. Frankie's publications covered diversified topics, including virtual banking, open banking, composable banking services, innovation, and carbon trading.

Nelson Chan is the Head of Banking Go-To-Market for Asia-Pacific and Japan at Amazon Web Services (AWS). He brings 20 years of experience in banking, strategy consulting, and cybersecurity from Hong Kong, Singapore, and Australia to help customers accelerate their digital transformations and launch new ventures.

Before joining AWS, Nelson led digital transformation and strategic initiatives at Standard Chartered Bank, ANZ Bank, and BankWest in national, regional, and global roles for business strategy, product management, digital banking, and digital transformation. In banking, he has helped CXOs at the board level with their HR strategy, IT strategy, fintech landscape assessment, and approval to launch a new digital bank. Before his banking career, Nelson held technology-focused roles in strategy consulting and in the Australian Federal Government

Arvind Swami has been part of the FSI community, in various regional and global roles, for the past 22 years. He has worked for strategic platform vendors like Temenos, Oracle Financial Services, and SAP, where he was involved in large transformational programs globally.

Through multiple customer engagements, Arvind has seen that the financial institutions that have embraced Open Architecture and driven innovation through Open Source have been able to offer better customer engagement and experience. In his current role, Arvind leads the FSI vertical for Red Hat in the APAC region, working with Financial Institutions, to help them become more agile and respond to dynamic business needs, leveraging open-source technologies.

Jonathan is a seasoned business leader with over 15 years of experience in the information technology and financial service industry. He has worked in Visa for around 4 years and is based in Shanghai. Before Visa, Mr. Wang assumed various leadership roles at Amazon, PayPal and IBM, specializing in products, strategies and innovations.

As Head of Commercial & Money Movement Solutions for Visa Greater China, Jonathan Wang currently oversees Visa’s commercial cards and money movement business in the Greater China Region, including P&L management, sales, product & solution and go-to-market strategy.

Terence Tan leads the Growth and Sales Strategy team for Treasury Services Asia Pacific at BNY Mellon. In this role, he works closely with the relationship management and business development team in APAC to drive business growth and is responsible for sales practice management and overall sales strategy. Before this, he was a relationship manager covering a portfolio of clients in non-bank financial institutions and ASEAN banks.

Terence has over a decade of experience in Transaction Banking across global and regional banks. Prior to joining BNY Mellon, he was the Singapore product lead for its merchant acquiring solution within Treasury & Trade Solutions at Citibank. He was also a pioneering member of the Working Capital Advisory team at DBS Global Transaction Services where he successfully developed and launched its award-winning innovative working capital benchmarking sales tool and mobile application.

Sandeep is an experienced Corporate and Transaction Banking Professional with over 27 years of experience across multiple countries, with the majority of that time spent in Hong Kong as the Asia-Pacific Relationship Manager for Top Global corporates. He has held leadership positions, leading cross-country and cross-functional teams in Corporate banking, Cash Management, and transaction banking operations. In his previous banking role, Sethi served as the Managing Director, Regional Corporate Coverage and APAC Coverage Sector Head for Diversified Industrials and Chemicals at Deutsche Bank. Currently, he is focusing on financial services solutions consultancy and corporate treasury advisory with a specific focus on the APAC region, leveraging his comprehensive understanding of Asia's diverse jurisdictions. Sethi is a certified expert in Sustainable finance from the Frankfurt School of Management and has also completed courses in leadership and fintech from prestigious universities such as the National University of Singapore and the London Business School.

Kaiwan Turel is the Director of HSBC’s Treasury Solutions Group, responsible for providing innovative payment and treasury management solutions for HSBC’s Global Banking and Commercial Banking clients. He is passionate about emerging technologies in the payments area and leverages their capabilities to create unique customer journeys and drive meaningful industry change that positively impacts communities.

Turel has over 20 years of international transaction banking experience, having worked in India, Hong Kong, and the UK in roles focused on sales and client management across wealth, cash, core trade, and supply chain businesses.

Phattharaphon Ratanasuvan is a highly experienced professional in the field of Trade Finance and Cross Border Payment with over 26 years of experience. He has been at the forefront of driving digital transformation in the trade industry and has played a key role in the successful implementation of several trade digitization projects. He is known for his in-depth knowledge and insights into the latest trends and developments in the field. He is currently looking after Trade Product Management at Bangkok Bank, where he leads the efforts in driving trade and payment business as well as digitization and innovation. Prior to current role, he held several Trade Finance and Cross Border Payment positions at Siam Commercial Bank and Citibank Thailand.

Award winning writer and founder of The Asian Banker, Emmanuel is also the author of “On the eve of Finance 5.0” to be published in 2019. He has a background in management consulting and interviewed and has access to some of the leading chairmen, CEOs, policy makers and entrepreneurs around the world. He has also served in several government advisory councils and consults with banks on investor and media relations, as well as on strategy formulation. His first book on the future of the finance industry will be published soon.

David Gee is a distinguished former Global Head of Technology, Cyber, and Data Risk at Macquarie Group, celebrated for his transformative leadership across multiple industries and geographies. With over 25 years at the helm as CIO and CISO, including pivotal roles at HSBC Asia Pacific and MetLife, David has been instrumental in driving major digital transformations. He is notably recognized as the CIO of the Year 2014 for his strategic overhaul at Credit Union Australia, significantly enhancing their core and digital banking platforms. His latest book, The Aspiring CIO & CISO, published in July 2024, is a comprehensive guide for emerging leaders aiming to excel in top IT roles, offering strategies to develop leadership skills, build personal brands, and navigate executive challenges effectively.