So good to meet Kai Fehr, Standard Chartered Bank , who enthuses about how trade platforms and marketplaces are transforming supply chain finance for clients and partners.

Emmanuel Daniel signing copies of his book at Sibos on the personalization of finance, The Great Transition a must read for bankers and financial services intermediaries who do not want to be disintermediated.

Philip Panaino, Standard Chartered Bank, global head of cash management discusses the challenges and opportunities in payment digitalisation and innovation. How the industry could have struggled now had COVID not accelerated digitalisation, and the resulting transformation in business and operating model has enhanced customer payment journey and uncovered new value in the face of changing economic conditions and market cycles.

Radha Pillay, SmartStream Technologies discusses the evolution around the business needs of financial services clients especially as their customers adapt to new and remote ways of working. Movement to cloud-based solutions and new technology solutions using AI and big data has accelerated, driven by challenges such as the exponential rise in volumes of transaction processing, reconciliation management and exceptional handling that customers face today.

Travers Clarke-Walker describes Thought Machine involvement in the implementation of digital-only bank schemes and adoption of digital finance in the progressive markets of Asia Pacific that have witnessed exponential growth in the recent months.

Nicolas Cailly, Societe Generale discusses the rapidly changing and deteriorating global business and macroeconomic conditions with rising inflation, interest rates and geopolitical tensions, the focus remains on managing risks, utilising available credit and supporting a sustainable balance sheet expansion.

"Resiliency before efficiency". Engaging clients to ensure continuity of their supply chains, supporting suppliers to access financing by using rich data and analytics, are the priorities of Faisal Ameen, Bank of America, in the current period of turbulence.

Samir Pandiri, Broadridge, discusses the opportunities around technology transformation, innovation and platform integration as forces to digitise ecosystems globally.

Silvia Mensdorff-Pouilly, FIS explains the importance of industry collaboration and adaptation to enhance payment efficiency, standard harmonisation and accelerate financial inclusion.

Parv Aggarwal, WadzPay, explains its mission to seamlessly integrate payments between the physical/fiat currency world and the metaverse via cryptocurrencies, digital tokens and CBDCs, on its DLT/blockchain-based Atlytica payment engine.

Mick Fennell, Temenos, summarises key payment trends catalysed by COVID disruptions; the rapid acceleration towards contactless and digital or straight through payment processing, the implementation of scalable and resilient cloud-based infrastructure and new payment rails, especially instant account-based payments; the enhanced orchestration, integration and use of data facilitated by open finance and APIs, and finally, a greater appetite amongst banks and payment providers to select and integrate consumable applications and services into their cloud infrastructures.

Leslie Bailey, LexisNexis Risk Solutions, observes the shift to digital transactions as the most important financial crime compliance trigger that financial institutions are dealing with now; leveraging technology to identify customers, understanding their transacting business and delivering what they need. From a customer experience and risk compliance perspective, the speed at which financial institutions have to keep up with changes in the regulatory environment, particularly in sanction compliance.