Largest Banks

The Largest Banks Rankings

Largest Banks MEA

2021

2020

2019 2018

Largest banks in the Middle East and Africa in 2020

The Middle East and Africa 200 (MEA200) is an evaluation of the 200 largest commercial banks and financial holding companies (banks) in the Middle East and the Africa. This year, financial information in the first half of financial year 2020 (1H FY2020) was collated and incorporated into the assessment of how banks performed during the COVID-19 pandemic. The evaluation covers banks from 15 countries, namely Bahrain, Jordan, Kuwait, Lebanon, Oman, Qatar, Saudi Arabia and United Arab Emirates (UAE) in the Middle East and Egypt, Ghana, Kenya, Mauritius, Morocco, Nigeria and South Africa in Africa.

The 200 banks listed have combined total assets of $3.9 trillion, net loans of $2.2 trillion and customer deposits of $2.6 trillion. However, aggregate net profit generated by these banks was down from $29.1 billion in 1H FY2019 to $18.7 billion in 1H FY2020. Kenya and Ghana have the largest number of banks on the list, while UAE and Saudi Arabia hold the largest combined bank assets. The aggregate total assets of banks in UAE, Saudi Arabia, South Africa and Qatar account for 64% of total assets. Ghana and Mauritius combined have less than 1% share of total bank assets.

The top 20 largest banks by assets in the region comprise six Saudi Arabian banks, four South African banks, four UAE banks, two Egyptian banks, two Kuwaiti banks and one each from Morocco and Qatar. Qatar National Bank retained its position as the largest bank by assets, followed by First Abu Dhabi Bank and Emirates NBD Bank. Emirates NBD Bank surpassed Standard Bank Group to become the third largest bank, due to stronger asset growth. Saudi British Bank and Alawwal Bank merged their businesses in 2019 to become one of the top 20 largest banks. The aggregate total assets of the top 20 largest banks account for 57% of total assets of the 200 banks.

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MEA 200 Rank 2020	Bank	Country	Assets		Net Loans			Deposits			Shareholder's Equity		Net Interest Income			Total Operating Income			Operating Expenses		Operating Profit			Net Profit			Operating Return on Assets (%)	Return on		Loan to Deposit Ratio (%)	Cost to Income Ratio (%)	NII to Total Operating Income (%)	Equity to Assets Ratio (%)	Capital Adequacy Ratio (%)		Loan Loss Reserves to Gross NPLs (%)	Gross NPL Ratio (%)	Liquid Assets to Total Deposits and Borrowings (%)
MEA 200 Rank 2020	Bank	Country	$million	% Change	$million	% Change	Rank	$million	% Change	Rank	$million	Rank	$million	% Change	Rank	$million	% Change	Rank	$million	% Change	$million	% Change	Rank	$million	% Change	Rank	Operating Return on Assets (%)	Equity (%)	Assets (%)	Loan to Deposit Ratio (%)	Cost to Income Ratio (%)	NII to Total Operating Income (%)	Equity to Assets Ratio (%)	Assets	Equity (%)	Loan Loss Reserves to Gross NPLs (%)	Gross NPL Ratio (%)	Liquid Assets to Total Deposits and Borrowings (%)	Assets
1	Qatar National Bank	Qatar	266,991	9.6	193,576	11.1	76	195,619	10.3	96	24,923	2	2,875	6.3	91	3,524	2.2	106	883	-1.5	2,642	3.5	84	1,764	-13.5	81	2.0	14.1	1.3	99.0	25.0	18.4	9.3	17.3	18.3	125.8	2.02	22.1*
2	First Abu Dhabi Bank	UAE	235,772	11.7	104,704	5.1	116	141,207	12.2	83	26,571	1	1,722	-1.4	133	2,549	-7.3	152	695	-3.1	1,854	-8.7	129	1,312	-24.6	100	1.6	9.8	1.1	74.1	27.3	32.5	11.3	15.2	16.4	80.2	3.93	57.0
3	Emirates NBD Bank	UAE	189,023	29.1	120,585	31.2	21	125,481	25.7	35	22,158	3	2,533	35.8	16	3,438	32.4	15	1,089	41.5	2,350	28.6	36	1,114	-45.3	129	2.5	10.2	1.2	96.1	31.7	26.3	11.7	17.3	18.4	116.9	5.81	31.2
4	Standard Bank Group	South Africa	150,492	18.1	66,105	10.0	81	88,871	18.8	50	10,965	10	1,891	0.0	126	3,508	-11.8	169	2,392	1.0	1,117	-30.6	174	250	-74.0	157	1.9	3.9	0.4	74.4	68.2	46.1	7.3	13.0	15.3	71.9	5.38	40.8
5	National Commercial Bank	Saudi Arabia	148,557	16.9	84,313	15.1	59	101,399	16.2	57	19,482	4	2,103	3.0	107	2,675	0.5	117	858	-1.9	1,817	1.7	92	1,332	-9.2	78	2.6	14.6	1.9	83.1	32.1	21.4	13.1	18.0	19.0	140.9	1.82	31.2
6	FirstRand	South Africa	122,661	8.0	74,182	3.8	133	102,810	7.5	111	10,450	12	2,154	4.8	99	3,701	0.5	119	1,974	5.3	1,727	-4.6	114	1,018	-8.8	75	3.0	20.3	1.8	72.2	53.3	41.8	8.5	12.2	14.6	79.0	4.19	38.8**
7	Al Rajhi Bank	Saudi Arabia	111,338	13.1	73,285	15.3	58	89,208	11.3	90	13,842	6	2,152	0.9	121	2,604	2.9	98	867	6.8	1,737	1.1	94	1,283	-5.6	72	3.3	19.0	2.4	82.2	33.3	17.4	12.4	18.0	19.0	252.8	1.02	30.1
8	Abu Dhabi Commercial Bank	UAE	110,600	-2.6	65,148	-4.7	172	68,138	-8.3	180	14,426	5	1,398	28.1	28	1,747	24.3	21	595	14.4	1,152	30.2	31	391	-38.4	122	2.1	5.6	0.7	95.6	34.1	20.0	13.0	14.9	16.3	54.3	6.94	40.4
9	National Bank of Egypt #	Egypt	96,653	4.6	30,791	19.4	45	70,100	15.3	61	6,579	18	1,788	231.6	1	1,900	111.4	2	670	54.9	1,230	164.0	7	607	350.8	3	2.7	20.0	1.3	43.9	35.3	5.9	6.8	12.3	15.9	280.7	1.65	46.5
10	National Bank of Kuwait	Kuwait	96,302	6.5	57,012	8.4	89	56,988	13.6	72	11,415	9	1,034	-7.5	152	1,346	-8.3	159	501	5.8	845	-15.0	144	384	-46.4	133	1.7	5.9	0.8	100.0	37.2	23.2	11.9	14.9	16.8	272.2*	1.77	34.4
11	Absa Group	South Africa	90,282	13.8	53,737	5.7	112	53,006	15.3	62	6,698	17	1,462	5.9	95	2,445	2.8	99	1,457	0.9	987	5.8	80	60	-88.3	168	2.2	1.5	0.1	101.4	59.6	40.2	7.4	11.8	14.9	70.3	6.30	41.0
12	Dubai Islamic Bank	UAE	80,261	29.2	54,533	33.3	18	56,227	31.6	19	9,938	13	935	9.7	72	1,286	0.5	118	400	22.5	886	-7.0	121	577	-23.1	96	2.4	11.3	1.6	97.0	31.1	27.3	12.4	15.6	16.7	74.1	4.62	15.8
13	Riyad Bank	Saudi Arabia	78,657	19.9	50,020	16.3	53	53,308	13.3	75	10,872	11	1,093	8.8	76	1,490	4.0	93	476	7.3	1,014	2.5	88	676	-14.9	83	2.7	12.9	1.8	93.8	31.9	26.6	13.8	15.3	17.8	193.6	1.02	28.9
14	Samba Financial Group	Saudi Arabia	74,440	18.6	39,474	28.7	25	49,916	11.3	91	12,337	8	787	-9.2	160	1,276	9.7	63	408	16.0	868	7.0	75	594	11.4	38	2.4	9.8	1.7	79.1	32.0	38.3	16.6	18.7	19.1	157.5	1.45	49.7
15	Saudi British Bank	Saudi Arabia	71,169	-1.4	40,771	-1.3	158	50,209	-4.0	172	12,860	7	990	20.0	39	1,258	16.7	33	475	48.1	782	3.4	85	-1,571	P->L	182	2.2	-21.8	-4.4	81.2	37.8	21.3	18.1	18.1	18.7	132.1	3.48	21.8
16	Nedbank Group	South Africa	70,439	10.9	45,784	6.2	105	50,684	12.3	81	5,044	25	907	1.0	119	1,652	-3.0	129	968	-0.6	684	-6.1	118	112	-74.4	158	2.2	3.7	0.4	90.3	58.6	45.1	7.2	11.7	14.3	59.4	4.79	26.4
17	Kuwait Finance House	Kuwait	66,783	9.8	32,006	6.8	99	47,329	13.6	74	6,045	20	960	18.0	42	1,363	7.0	74	494	8.1	869	6.3	78	215	-40.4	124	2.7	6.1	0.7	67.6	36.2	29.5	9.1	15.0	16.5	209.0	2.23	50.4
18	Banque Misr	Egypt	63,265	5.8	15,601	-2.3	163	49,185	9.3	103	4,448	30	892	111.3	4	1,201	72.3	4	328	18.4	873	107.9	9	469	154.4	6	2.9	22.4	1.5	31.7	27.3	25.7	7.0	11.4	15.2	104.8*	2.08*	71.3
19	Attijariwafa Bank	Morocco	57,498	5.5	34,031	4.0	127	35,420	3.5	134	5,043	26	807	8.6	80	1,269	5.0	85	681	20.3	587	-8.4	128	163	-54.3	147	2.1	5.8	0.6	96.1	53.7	36.4	8.8	11.3	14.2	92.6	7.54	39.0
20	Banque Saudi Fransi	Saudi Arabia	53,833	8.2	36,185	9.3	85	36,797	-2.9	169	8,977	15	688	0.5	122	937	2.6	102	297	6.8	639	0.7	95	298	-35.0	117	2.5	6.7	1.1	98.3	31.7	26.5	16.7	16.6	17.5	101.6	2.95	23.0
21	Arab Bank Group	Jordan	51,580	6.9	24,059	0.4	153	33,506	6.8	116	9,126	14	623	-6.3	147	990	-12.5	172	441	1.9	549	-21.4	160	152	-66.4	153	2.2	3.3	0.6	71.8	44.5	37.0	17.7	15.6	16.8	116.1	6.03	34.4
22	Arab National Bank	Saudi Arabia	49,926	9.6	31,222	-2.2	162	35,691	1.5	145	7,577	16	663	-11.2	171	790	-12.4	171	286	-2.3	504	-17.3	149	300	-32.6	115	2.0	8.0	1.2	87.5	36.2	16.0	15.2	17.7	19.6	123.2	2.53	14.4
23	Mashreqbank	UAE	47,185	27.0	20,818	8.1	91	26,832	27.0	32	5,783	22	408	-19.0	184	771	-7.9	158	342	-4.7	429	-10.3	134	157	-54.3	148	1.9	5.3	0.7	77.6	44.3	47.1	12.3	15.9	17.0	92.9	5.40	50.4
24	Banque Centrale Populaire	Morocco	46,225	10.0	26,917	5.7	110	33,741	14.6	65	3,973	31	628	11.8	60	1,023	14.0	44	536	16.2	488	11.7	58	106	-48.3	140	2.2	4.4	0.5	79.8	52.3	38.7	8.6	n.a.	n.a.	94.8	9.83	36.9
25	Qatar Islamic Bank	Qatar	45,540	7.3	30,833	5.0	118	29,282	-0.9	153	5,715	23	445	10.3	66	716	12.6	51	151	1.1	565	16.2	51	382	1.1	50	2.5	12.9	1.7	105.3	21.1	37.9	12.5	17.4	18.6	211.8	1.34	9.9*
26	HSBC Bank Middle East	UAE	45,120	17.4	20,475	2.3	142	28,011	19.8	46	4,856	28	429	-14.0	174	796	-7.4	153	456	-2.1	340	-13.6	143	-155	P->L	182	1.6	-6.3	-0.7	73.1	57.3	46.1	10.8	15.7*	19.0*	92.3	6.35	61.2
27	Ahli United Bank	Bahrain	40,079	5.3	21,129	4.1	124	23,905	1.4	146	4,459	29	407	-17.0	179	576	-8.7	162	157	-5.6	418	-9.7	131	314	-23.1	97	2.1	12.2	1.6	88.4	27.4	29.3	11.1	14.1	15.6	178.9	2.13	26.1
28	Commercial Bank	Qatar	39,462	1.8	23,896	1.5	147	21,344	0.4	149	5,956	21	431	29.0	24	460	-13.8	175	129	-14.8	331	-13.4	142	248	-5.0	68	1.7	8.5	1.2	112.0	28.0	6.3	15.1	15.0	17.3	71.7	5.00	18.8
29	Alinma Bank	Saudi Arabia	37,904	15.2	27,503	17.7	47	28,633	15.7	58	6,234	19	598	9.8	70	695	-1.4	123	274	4.8	421	-5.0	115	251	-28.2	106	2.3	8.3	1.4	96.1	39.4	14.0	16.4	18.5	19.6	114.6	2.65	13.7
30	Bank Audi	Lebanon	36,855	-22.0	8,610	-28.7	194	26,306	-16.8	193	2,956	40	499	-9.8	164	541	-21.2	183	305	-0.2	236	-38.1	182	0	0.0	55	1.2	0.0	0.0	32.7	56.4	7.6	8.0	9.3	11.7	89.4	15.29	56.9
31	Bank of Africa	Morocco	35,279	10.1	20,152	7.1	97	21,078	5.1	124	2,242	46	519	4.3	102	731	1.8	109	488	23.7	243	-25.0	166	88	-47.6	138	1.4	6.2	0.5	95.6	66.8	28.9	6.4	9.5	12.1	85.3	8.73	28.0
32	Investec	South Africa	34,119	-16.1	17,065	3.9	129	22,213	5.1	122	2,818	41	220	-10.2	167	358	-37.8	192	227	-24.2	131	-52.5	184	79	-63.7	152	0.8	4.8	0.5	76.8	63.4	38.4	8.3	11.8	15.1	56.8	2.42	44.1
33	Abu Dhabi Islamic Bank	UAE	33,874	-0.2	22,319	3.9	128	26,853	-1.2	156	5,037	27	545	-8.5	156	696	-11.4	167	343	-4.0	353	-17.7	150	160	-52.2	145	2.1	6.4	0.9	83.1	49.2	21.7	14.9	17.1	18.2	49.2	8.41	23.7
34	Bank Muscat	Oman	32,361	3.8	23,272	-1.3	159	22,237	7.3	114	5,060	24	417	0.9	120	585	-3.8	136	244	-3.2	341	-4.2	112	181	-25.7	102	2.1	7.2	1.1	104.7	41.8	28.7	15.6	18.7	19.8	108.5	3.65	17.2
35	BLOM Bank	Lebanon	31,238	-18.5	4,524	-31.7	196	23,718	-14.3	190	3,117	38	552	47.9	12	526	10.5	59	158	-12.3	367	24.5	39	39	-83.7	162	2.3	2.5	0.2	19.1	30.1	-5.1	10.0	10.0	11.2	143.4	15.35	80.5
36	Masraf Al Rayan	Qatar	30,032	6.6	21,452	4.4	122	18,517	4.7	127	3,651	33	212	13.2	56	411	6.5	76	93	4.0	318	7.2	74	298	0.3	53	2.1	16.2	2.0	115.9	22.7	48.5	12.2	19.1	19.7	93.8	0.94	10.0
37	Doha Bank	Qatar	29,676	7.2	17,160	2.6	140	15,388	0.7	147	3,649	34	294	11.4	62	392	10.6	57	123	-2.2	269	17.7	46	138	-3.4	61	1.8	7.9	0.9	111.5	31.4	25.0	12.3	16.5	17.6	96.7	6.04	35.0
38	Arab Banking Corporation	Bahrain	29,623	-0.1	14,583	-3.0	165	15,989	-2.4	164	3,637	35	252	-9.7	162	240	-45.1	193	247	-3.9	-7	P->L	194	-57	P->L	182	-0.0	-2.7	-0.4	91.2	102.9	-5.0	12.3	16.3	17.3	100.1	4.74	48.0
39	Gulf International Bank	Bahrain	29,452	-6.8	9,511	-3.3	169	19,351	-14.2	189	2,190	49	117	-16.2	178	144	-26.5	188	132	0.7	12	-81.0	188	-102	P->L	182	0.1	-6.3	-0.7	49.2	91.4	18.8	7.4	16.9	17.7	88.3	6.03	58.1
40	Saudi Investment Bank	Saudi Arabia	27,886	6.8	15,621	2.9	138	17,125	-3.9	171	3,796	32	317	4.5	101	387	2.7	101	166	10.9	221	-2.6	108	110	L->P	173	1.6	6.2	0.8	91.2	42.9	18.1	13.6	18.6	19.5	112.1	3.85	48.8
41	Al Baraka Banking Group	Bahrain	26,104	7.8	13,355	-3.7	171	21,180	8.3	106	1,385	70	283	27.8	29	553	25.0	20	278	2.0	275	61.8	17	90	-5.2	69	2.1	8.1	0.7	63.1	50.3	48.8	5.3	14.8*	16.7*	72.4*	6.30*	n.a.
42	Commercial Bank of Dubai	UAE	25,506	19.4	17,266	15.6	56	17,784	18.2	53	2,773	43	253	-7.1	149	384	-6.5	147	105	-9.9	279	-5.2	116	144	-24.3	98	2.3	10.7	1.2	97.1	27.4	34.2	10.9	12.9	14.0	64.9	7.70	30.3
43	Commercial International Bank	Egypt	24,775	10.7	7,433	8.8	87	19,827	4.8	126	3,246	36	788	24.7	30	805	16.8	31	180	6.1	625	20.2	43	316	-6.7	73	5.1	20.3	2.6	37.5	22.3	2.1	13.1	26.8	29.5	256.4	4.06	52.0
44	Bank AlJazira	Saudi Arabia	24,489	19.3	14,329	23.3	36	16,968	14.3	68	3,102	39	304	15.2	51	413	9.4	66	228	2.7	185	19.0	45	93	-28.6	108	1.5	6.0	0.8	84.4	55.3	26.3	12.7	20.4	24.2	170.2	1.26	9.2
45	Bank AlBilad	Saudi Arabia	23,677	15.4	17,306	21.1	42	17,293	9.4	102	2,626	44	424	20.1	38	534	6.5	75	265	3.4	269	9.9	67	157	-0.3	56	2.3	12.3	1.3	100.1	49.6	20.6	11.1	13.8	17.7	240.3	1.31	23.4
46	Burgan Bank	Kuwait	23,065	1.8	14,314	5.1	117	13,832	2.1	138	2,801	42	240	-9.8	163	349	-7.5	154	152	-4.6	198	-9.6	130	78	-47.1	135	1.7	5.1	0.7	103.5	43.4	31.3	12.1	13.3	16.2	185.8	4.80	31.1
47	Dukhan Bank	Qatar	20,717	n.a.	14,215	n.a.	199	11,593	n.a.	196	3,157	37	178	87.2	5	317	45.3	7	101	22.5	216	51.2	18	145	12.5	35	2.1	9.2	1.4	122.6	31.8	43.8	15.2	16.0	17.1	86.3	4.72	8.8
48	Access Bank	Nigeria	20,043	19.7	7,741	13.2	64	12,046	11.6	88	1,712	60	335	-18.7	182	645	28.9	16	461	40.7	184	6.4	77	162	-3.2	60	1.9	19.1	1.7	64.3	71.5	48.0	8.5	16.0	20.0	107.4	4.76	36.4
49	Byblos Bank	Lebanon	20,001	-21.6	3,270	-35.9	197	16,005	-12.8	186	1,599	63	224	81.8	6	610	202.9	1	105	-14.8	505	549.0	2	0	0.0	54	4.8	0.0	0.0	20.4	17.3	63.3	8.0	7.1*	9.7*	86.4*	6.27*	66.4
50	Zenith Bank	Nigeria	19,562	28.5	6,773	45.6	12	12,658	28.7	26	2,550	45	418	10.5	65	728	8.6	68	361	7.1	367	10.1	66	276	16.8	33	3.9	22.0	2.9	53.5	49.6	42.5	13.0	19.6	21.1	132.0	4.73	63.8
51	Gulf Bank	Kuwait	19,550	0.2	13,592	5.9	109	12,705	2.9	137	1,945	55	199	-17.7	180	251	-19.2	181	109	-16.2	142	-21.4	161	38	-50.9	142	1.4	3.7	0.4	107.0	43.4	20.6	9.9	13.4	16.8	491.1*	2.20	20.7
52	FBN Holdings	Nigeria	18,401	25.7	5,147	14.4	61	11,286	22.1	41	1,795	58	349	-10.5	168	561	2.2	105	370	-3.8	192	16.3	50	131	56.3	15	2.1	14.5	1.4	45.6	65.9	37.9	9.8	n.a.	16.5	49.2	8.80	65.4
53	QNB ALAHLI	Egypt	17,705	13.2	9,789	11.4	74	13,823	9.4	101	2,235	47	471	11.2	63	542	13.9	45	117	7.4	424	15.9	52	243	-8.8	76	4.8	22.1	2.7	70.8	21.6	13.0	12.6	19.7	20.8	173.4	2.91	10.3
54	United Bank for Africa	Nigeria	17,485	32.8	5,642	29.6	24	12,388	36.8	12	1,574	67	317	8.4	82	524	7.7	71	351	20.6	173	-11.5	138	118	-21.7	94	2.1	14.5	1.4	45.5	67.0	39.4	9.0	18.9	25.0	103.9	4.13	55.0
55	Qatar International Islamic Bank	Qatar	16,289	9.5	9,624	11.5	72	9,558	4.6	128	2,183	50	134	32.9	18	219	16.5	35	47	4.2	172	20.3	42	141	0.4	52	2.1	13.0	1.7	100.7	21.4	38.9	13.4	16.5	17.3	105.1	1.95	32.1
56	Al Ahli Bank of Kuwait	Kuwait	15,356	-0.0	10,515	2.9	139	11,062	8.3	108	2,135	51	166	-20.1	185	224	-20.6	182	106	-2.2	118	-32.1	177	-15	P->L	182	1.5	-1.3	-0.2	95.1	47.3	26.0	13.9	n.a.	18.8	391.1*	5.70	28.4*
57	Al Khalij Commercial Bank	Qatar	14,867	9.4	8,842	10.6	78	8,142	12.4	80	1,922	56	158	20.5	37	182	12.0	53	48	8.0	135	13.5	54	99	2.6	49	1.8	10.8	1.3	108.6	26.2	13.3	12.9	17.4	18.7	257.2	1.84	33.9
58	National Bank of Ras Al-Khaimah	UAE	14,795	-5.1	8,863	-3.1	167	9,545	-9.8	182	2,035	53	371	-1.2	131	518	-4.5	141	192	-9.5	326	-1.3	100	83	-44.7	128	4.1	8.3	1.1	92.9	37.1	28.4	13.8	17.1	18.3	128.2	4.52	32.5
59	Bank of Beirut	Lebanon	14,503	-16.4	4,255	-20.4	192	10,712	-16.6	192	1,577	65	169	44.7	14	-125	P->L	199	107	-5.1	-233	P->L	194	-1	P->L	182	-3.0	-0.1	-0.0	39.7	n.m.	234.7	10.9	10.1*	11.7*	64.8*	7.05*	49.7
60	Ahli United Bank Kuwait	Kuwait	14,363	10.2	10,055	6.7	100	9,041	11.5	89	1,598	64	120	-15.1	176	158	-14.3	176	59	-7.2	98	-18.1	153	57	-42.5	127	1.4	6.8	0.8	111.2	37.6	23.6	11.1	13.6	14.8	263.8*	1.26*	22.7
61	Commercial Bank of Kuwait	Kuwait	14,349	-5.4	7,451	-6.5	178	7,566	-2.5	166	2,192	48	125	-21.7	187	200	-26.7	189	63	-24.9	137	-27.6	170	4	-87.7	166	1.8	0.4	0.1	98.5	31.3	37.5	15.3	16.7	17.9	n.m.	0.00	52.8
62	Sharjah Islamic Bank	UAE	14,340	19.0	7,917	17.6	48	8,777	14.3	69	2,052	52	126	7.4	86	164	1.9	107	73	-5.3	90	8.6	71	68	-13.5	82	1.3	6.7	1.0	90.2	44.7	23.1	14.3	20.1	21.2	79.2	4.93	29.3
63	Arab African International Bank	Egypt	13,137	3.6	4,318	-4.7	173	9,017	0.2	151	1,986	54	180	-4.9	143	223	-6.6	148	81	17.5	142	-16.4	147	66	-35.9	118	2.8	6.7	1.1	47.9	36.3	19.0	15.1	20.4*	20.9*	n.a.	8.35*	46.3
64	Mauritius Commercial Bank	Mauritius	12,144	15.8	5,953	2.3	143	9,076	13.7	71	1,401	69	184	10.3	67	269	13.0	49	88	4.8	181	17.5	47	133	17.0	32	3.0	19.8	2.2	65.6	32.7	31.6	11.5	15.7	16.6	100.6**	4.11**	34.5
65	National Bank of Fujairah	UAE	12,111	4.6	7,198	-5.3	175	8,964	6.2	117	1,685	61	139	-9.1	158	206	-10.2	165	64	-14.7	142	-8.0	126	18	-81.8	160	2.4	2.1	0.3	80.3	31.0	32.3	13.9	17.4	18.6	65.5	7.52	38.2
66	Ahli Bank	Qatar	12,016	4.4	8,772	13.1	65	6,846	-6.8	177	1,618	62	124	12.6	58	153	6.1	79	43	4.2	111	6.8	76	81	-18.0	88	1.8	10.1	1.3	128.1	27.7	19.4	13.5	16.1	17.2	120.0	2.11	13.7
67	National Bank of Bahrain	Bahrain	11,804	38.7	5,668	76.0	6	8,421	49.3	8	1,260	73	156	22.7	34	198	12.8	50	93	63.3	105	-11.4	137	78	-26.5	103	2.1	11.6	1.5	67.3	47.0	21.2	10.7	19.8	20.7	58.4	5.07	20.5
68	Societe Generale Marocaine de Banques	Morocco	11,647	7.9	9,240	6.5	101	6,760	4.0	130	1,226	76	184	-1.9	135	262	2.8	100	142	9.6	120	-4.3	113	35	-47.3	136	2.1	5.5	0.6	136.7	54.1	29.5	10.5	n.a.	n.a.	82.9	13.11	n.a.
69	Guaranty Trust Bank	Nigeria	11,642	25.4	4,189	27.5	30	7,745	24.1	37	1,823	57	339	9.7	73	522	4.7	87	221	19.2	301	-3.9	111	251	-4.9	66	5.5	27.6	4.6	54.1	42.4	35.1	15.7	24.9	25.9	63.8	6.80	74.6
70	Housing Bank for Trade and Finance	Jordan	11,374	-4.3	5,951	-3.2	168	7,638	-7.7	179	1,531	68	216	4.0	104	257	1.3	112	114	-0.2	143	2.5	87	38	-31.4	113	2.4	4.7	0.6	77.9	44.2	16.0	13.5	16.5	17.3	157.5	5.20	23.7
71	Warba Bank	Kuwait	11,019	24.8	7,757	23.8	35	6,734	30.0	23	840	86	71	-5.4	144	85	-2.5	127	42	23.4	43	-19.2	155	-48	P->L	182	0.8	-10.9	-0.9	115.2	49.5	16.9	7.6	n.a.	15.1	n.a.	3.42	26.0
72	Bank of Bahrain and Kuwait	Bahrain	10,696	1.9	4,251	-3.1	166	6,304	-10.2	183	1,166	77	108	-29.1	191	170	-24.2	187	81	-0.5	89	-37.8	180	78	-26.8	104	1.7	11.9	1.5	67.4	47.9	36.3	10.9	17.5	18.6	101.1	6.26	47.7
73	Bank Dhofar	Oman	10,680	-1.9	8,325	4.5	120	7,273	-3.1	170	1,781	59	132	-8.4	155	159	-6.8	150	95	7.2	63	-22.2	163	41	-19.9	91	1.1	4.6	0.7	114.5	60.2	16.8	16.7	16.3	17.7	80.4	3.81	13.2
74	National Bank of Oman	Oman	9,580	2.9	7,340	0.4	154	6,834	5.7	119	1,379	72	117	-2.3	137	154	-7.6	156	83	5.6	71	-19.4	156	39	-40.6	125	1.5	5.6	0.8	107.4	53.7	24.0	14.4	14.9	15.6	76.7	5.69	15.0
75	Bank of Sharjah	UAE	9,379	13.6	5,227	6.8	98	6,397	13.1	76	864	83	54	-11.4	172	117	39.6	10	38	-3.1	79	76.8	15	5	-88.0	167	1.8	1.2	0.1	81.7	32.4	53.9	9.2	9.6	10.7	69.2*	12.88	21.0
76	Sohar International Bank	Oman	9,308	11.2	6,342	1.2	148	5,821	15.1	63	1,382	71	102	16.2	46	124	-3.9	137	56	-5.3	68	-2.7	109	34	-29.1	109	1.5	5.0	0.8	109.0	45.0	17.9	14.8	17.8	19.5	63.7	5.88	25.0
77	Kuwait International Bank	Kuwait	8,910	17.0	6,324	13.3	63	5,095	10.1	98	1,135	79	78	-9.2	159	95	-16.3	178	61	7.1	34	-40.0	183	1	-98.3	172	0.8	0.1	0.0	124.1	64.4	18.4	12.7	17.0	18.2	143.9*	1.92*	31.6*
78	Capitec Bank Holdings	South Africa	8,721	27.2	3,350	17.1	52	6,660	35.6	14	1,575	66	331	5.6	97	631	10.3	61	250	8.6	381	11.4	61	36	-78.9	159	9.4	4.8	0.9	50.3	39.6	47.6	18.1	29.6	30.4	111.3	22.31	44.9
79	Credit Immobilier et Hotelier	Morocco	8,675	19.3	5,979	17.2	51	4,991	19.2	48	546	106	91	13.8	55	144	16.7	32	99	22.4	46	6.0	79	2	-89.5	169	1.1	0.5	0.0	119.8	68.4	36.9	6.3	9.9	15.8	53.1	8.34	n.a.
80	Oman Arab Bank	Oman	8,226	27.8	6,719	32.3	19	6,703	33.2	17	1,119	80	99	7.6	85	124	1.1	114	67	3.8	57	-1.9	105	27	-29.6	110	1.6	5.5	0.8	100.2	54.2	19.9	13.6	14.3	15.2	74.9	3.68	9.0
81	Ithmaar Bank	Bahrain	7,933	5.5	4,316	-6.5	179	4,695	13.8	70	164	155	85	-14.9	175	133	24.3	22	89	5.4	44	95.7	12	1	-95.0	171	1.1	0.3	0.0	91.9	67.1	36.1	2.1	10.7	13.7	98.3	7.88	34.2
82	Stanbic IBTC Bank	Nigeria	7,560	87.7	1,481	26.1	31	2,009	5.4	121	595	100	92	-1.5	134	210	20.0	28	104	-0.6	106	50.5	21	87	36.7	22	3.4	30.0	2.8	73.7	49.5	56.1	7.9	17.7	21.0	99.0	4.89	101.5
83	Banque Marocaine pour le Commerce et l'Industrie	Morocco	7,347	1.0	5,736	4.0	126	4,681	-2.7	167	778	88	120	2.4	110	157	-1.0	120	94	12.8	64	-16.1	146	6	-84.2	163	1.7	1.5	0.2	122.5	59.6	23.7	10.6	n.a.	14.9	84.1	13.40	15.7
84	Equity Group Holdings	Kenya	7,004	16.9	3,675	22.0	39	5,103	18.6	51	1,147	78	237	16.9	44	375	3.8	94	183	-3.4	192	11.7	59	87	-24.4	99	5.7	15.5	2.6	72.0	48.8	36.9	16.4	16.9	20.2	73.0	10.70	46.9
85	KCB Bank Kenya	Kenya	6,852	11.8	4,354	6.5	102	5,508	16.8	56	949	82	240	8.6	79	345	5.7	83	137	-1.6	208	11.2	62	68	-40.4	123	6.1	14.5	2.0	79.0	39.7	30.5	13.8	16.1	17.4	79.8*	7.26*	26.7
86	Faisal Islamic Bank of Egypt	Egypt	6,779	10.2	591	-5.3	174	5,642	11.2	92	846	85	183	-7.9	154	190	-8.4	161	90	-9.8	100	-7.0	120	54	-36.6	120	2.9	12.2	1.6	10.5	47.5	3.7	12.5	29.3	30.6	73.6*	7.10*	36.0
87	Bank al Etihad	Jordan	6,752	13.6	3,980	14.6	60	5,245	12.7	78	558	103	101	8.5	81	118	0.6	116	66	2.5	52	-1.7	104	19	-22.6	95	1.5	5.5	0.6	75.9	56.2	14.8	8.3	13.1	14.6	107.6	3.50	23.2
88	Ahli Bank Oman	Oman	6,486	4.8	5,579	8.1	92	4,259	1.7	142	979	81	79	11.0	64	94	6.1	78	40	13.5	55	1.3	93	32	-16.2	85	1.7	6.7	1.0	131.0	42.1	15.9	15.1	15.3	16.1	88.2	2.59	15.0
89	Arab Bank for Investment and Foreign Trade	UAE	6,486	10.7	4,418	9.4	84	4,439	11.1	93	1,248	74	91	-1.4	132	113	-5.9	144	37	-1.4	77	-7.9	125	31	-53.9	146	2.4	5.2	1.0	99.5	32.3	20.0	19.2	20.8	22.0	111.5	5.85	33.2
90	Bank of Alexandria	Egypt	6,433	6.2	2,771	17.7	46	5,356	3.7	132	647	96	183	-1.9	136	204	-3.5	135	81	7.8	123	-9.8	132	86	-18.4	89	3.8	26.2	2.6	51.7	39.7	10.4	10.1	17.8	18.8	135.3	3.53	32.7
91	Jordan Islamic Bank	Jordan	6,414	7.2	4,387	10.9	77	5,454	5.4	120	663	93	91	-0.3	128	120	8.0	70	57	4.8	63	11.1	64	38	11.3	40	2.0	12.0	1.2	80.4	47.6	24.4	10.3	23.8	24.1	255.7	3.45	24.7
92	Ajman Bank	UAE	6,413	-0.6	4,836	5.5	115	4,023	-16.1	191	678	91	50	9.2	75	76	-10.5	166	39	-4.6	37	-15.8	145	12	-51.1	143	1.2	3.5	0.4	120.2	50.8	33.6	10.6	14.2	15.4	63.8*	7.59*	23.9
93	HSBC Bank Oman	Oman	6,241	-2.5	3,796	4.5	121	4,972	-5.6	175	862	84	71	-10.1	166	96	-17.6	180	61	-2.5	35	-35.2	178	-8	P->L	182	1.1	-1.9	-0.3	76.3	63.8	25.7	13.8	17.8	19.0	67.4	5.18	43.5
94	Fidelity Bank	Nigeria	6,202	23.9	3,120	21.0	43	3,628	28.2	29	647	97	128	31.0	20	177	39.6	11	124	22.7	53	106.8	10	30	-17.4	86	1.8	9.3	1.0	86.0	70.3	27.5	10.4	15.6	18.8	94.9	4.84	61.5
95	Credit du Maroc	Morocco	5,934	2.4	4,521	3.8	135	4,536	4.9	125	552	105	95	1.9	114	123	-2.2	126	73	16.6	50	-20.9	159	2	-92.1	170	1.7	0.9	0.1	99.6	59.4	22.9	9.3	11.7	14.8	96.7	8.69	22.2
96	Al Salam Bank-Bahrain	Bahrain	5,819	19.5	3,162	27.9	29	3,853	21.5	44	771	89	71	49.5	11	80	11.7	55	39	6.9	42	16.5	48	19	-42.0	126	1.5	4.7	0.7	82.1	48.1	12.0	13.2	24.1	27.4	51.5	5.44	24.4
97	Union Bank of Nigeria	Nigeria	5,707	29.1	1,501	10.6	79	2,568	11.9	84	650	95	75	8.7	78	128	22.7	24	94	-5.3	34	575.0	1	29	-9.2	79	1.3	8.4	1.1	58.5	73.5	41.5	11.4	n.a.	19.2	123.2	6.29	83.9*
98	SBM Bank (Mauritius)	Mauritius	5,676	16.6	2,553	6.4	103	4,303	15.7	59	505	108	74	-0.1	127	119	15.4	37	42	-10.6	77	36.8	26	27	-20.7	92	2.7	11.2	1.0	59.3	35.0	38.1	8.9	14.5	16.2	75.3*	9.64*	46.2*
99	Commercial Bank International	UAE	5,114	-9.9	2,956	-10.2	186	3,095	-16.8	194	677	92	64	-4.3	140	95	-7.6	155	39	-18.4	56	1.8	90	4	-61.7	150	2.3	1.3	0.2	95.5	40.9	32.8	13.2	15.5	16.6	57.0	14.81	21.0
100	FCMB Group	Nigeria	5,094	30.5	2,051	28.6	26	2,864	34.9	16	553	104	121	17.4	43	167	16.4	36	117	11.0	50	31.4	28	26	28.8	24	2.0	9.4	1.0	71.6	70.1	27.8	10.9	11.3*	15.1*	139.1*	3.50	48.8*
101	NCBA Group	Kenya	4,823	96.2	2,330	106.5	4	3,664	89.8	2	657	94	108	125.6	3	204	90.7	3	90	63.9	114	118.7	8	25	11.3	39	4.7	7.7	1.0	63.6	44.0	47.3	13.6	17.6	18.5	83.3*	9.94*	30.3
102	Co-operative Bank of Kenya	Kenya	4,822	19.6	2,554	5.7	111	3,609	18.9	49	752	90	153	11.6	61	232	4.9	86	122	11.3	110	-1.3	101	69	-3.6	62	4.8	17.5	3.0	70.8	52.6	34.2	15.6	16.3	16.8	66.7*	10.50	34.7
103	Bank Audi Egypt	Egypt	4,727	6.3	1,651	-5.5	177	4,146	7.7	110	447	115	89	0.2	125	105	11.2	56	35	11.4	70	11.1	63	41	-7.1	74	3.0	18.0	1.7	39.8	33.1	15.5	9.5	21.1	25.0	86.4	5.49	58.2
104	Al Baraka Bank Egypt	Egypt	4,559	10.2	1,083	9.5	83	4,028	9.5	100	266	136	75	19.7	41	84	7.5	72	21	16.5	64	4.9	82	34	0.6	51	2.8	26.3	1.5	26.9	24.5	11.4	5.8	13.3	20.0	107.6	7.23	22.6
105	United Arab Bank	UAE	4,549	-14.7	2,823	-16.2	190	3,176	-9.6	181	483	112	44	-20.4	186	60	-22.3	184	36	-16.9	24	-29.2	172	-57	P->L	182	1.0	-23.2	-2.4	88.9	60.1	25.4	10.6	13.2	14.3	85.5	14.91	37.7
106	Cairo Amman Bank	Jordan	4,546	5.4	2,371	0.8	150	2,879	1.8	140	494	110	72	1.8	115	92	-4.8	142	62	4.7	29	-20.0	158	8	-51.7	144	1.3	3.2	0.4	82.3	67.9	21.6	10.9	15.5	17.2	76.4	5.66	21.0
107	Kuwait Finance House (Bahrain)	Bahrain	4,440	6.6	2,531	4.4	123	3,452	18.2	52	391	125	33	-11.0	170	55	-4.3	139	31	2.5	24	-12.0	140	10	-63.4	151	1.1	4.5	0.5	73.3	56.8	40.1	8.8	15.5	20.1	29.2*	6.83*	9.0
108	AfrAsia Bank	Mauritius	4,207	20.9	607	-3.5	170	3,961	22.0	42	226	143	31	-3.2	138	55	10.6	58	18	9.6	37	11.0	65	28	5.1	45	1.8	25.0	1.4	15.3	32.1	44.6	5.4	n.a.	15.0	84.5**	11.12**	57.9**
109	Abu Dhabi Islamic Bank - Egypt	Egypt	4,042	19.9	2,303	32.2	20	3,341	17.1	54	300	133	100	5.1	98	n.a.	n.a.	196	43	-0.7	n.a.	n.a.	191	34	-19.4	90	4.1*	23.1	1.7	68.9	38.1*	14.8*	7.4	9.8	13.5	154.0	2.82	24.8
110	Jordan Ahli Bank	Jordan	3,969	0.1	2,019	0.7	151	2,576	-2.4	165	443	116	61	1.7	116	80	-1.6	124	51	-0.5	28	-3.5	110	9	-45.5	131	1.4	4.0	0.4	78.4	64.6	23.7	11.2	14.2	15.4	67.9	6.42	14.3
111	Emirates NBD Egypt	Egypt	3,875	3.0	2,068	21.1	41	2,879	7.4	112	437	118	97	9.4	74	120	6.3	77	54	37.9	66	-10.6	135	39	-30.5	111	3.4	18.3	2.0	71.8	45.2	19.4	11.3	14.3*	18.4*	n.a.	n.a.	28.0
112	Jordan Kuwait Bank	Jordan	3,850	1.8	2,224	3.8	131	2,570	1.5	144	643	98	61	-4.3	139	78	-6.7	149	50	16.8	28	-31.3	175	-8	P->L	182	1.5	-2.5	-0.4	86.5	64.0	22.1	16.7	18.5	19.1	59.1	9.56	25.1
113	National Bank of Kuwait - Egypt	Egypt	3,839	-9.6	2,066	4.5	119	3,030	-13.7	187	517	107	87	-9.5	161	107	-9.3	164	36	15.6	71	-18.3	154	48	-28.6	107	3.5	18.6	2.4	68.2	33.6	18.9	13.5	19.7	22.8	143.4	1.52	49.8
114	National Bank of Umm Al-Qaiwain	UAE	3,826	-3.5	2,151	-8.1	183	2,388	-7.5	178	1,229	75	50	-27.8	190	72	-22.6	185	18	-3.1	54	-27.5	169	35	-46.7	134	2.8	5.6	1.8	90.1	25.1	30.0	32.1	38.0	39.1	49.7	8.79	63.4
115	Absa Bank (Mauritius)	Mauritius	3,812	24.5	1,621	7.4	95	2,584	13.0	77	420	120	50	2.4	111	62	-1.0	121	38	24.0	24	-24.6	165	6	-72.9	156	1.3	2.6	0.3	62.7	60.8	19.3	11.0	17.3*	18.3*	85.7*	3.18*	62.5
116	Absa Bank Kenya	Kenya	3,677	10.8	1,895	8.2	90	2,334	8.3	107	403	121	109	2.5	109	161	3.0	96	78	-2.8	83	9.2	69	6	-84.8	164	4.5	2.7	0.3	81.2	48.6	32.8	11.0	13.8	16.5	100.9*	5.30*	64.0
117	Capital Bank of Jordan	Jordan	3,661	24.5	1,760	28.0	28	2,115	15.6	60	427	119	44	21.4	36	69	11.8	54	31	2.8	38	20.4	41	20	-15.1	84	2.3	8.0	1.2	83.2	44.9	36.3	11.7	15.6	17.6	71.6	5.74	22.4
118	Bank of Jordan	Jordan	3,659	-1.7	2,057	-7.8	182	2,623	-1.2	157	596	99	76	-6.9	148	95	-8.7	163	50	1.7	45	-17.9	151	9	-69.8	155	2.4	3.0	0.5	78.4	52.2	19.9	16.3	18.2	19.2	114.5	6.93	37.5
119	Diamond Trust Bank Kenya	Kenya	3,643	3.3	1,890	5.6	113	2,631	-1.0	154	573	102	89	1.2	118	120	2.3	104	59	7.3	61	-2.1	106	25	-36.5	119	3.3	7.9	1.4	71.9	49.0	25.4	15.7	19.7*	21.6*	53.3*	6.59*	15.1
120	Stanbic Holdings	Kenya	3,392	15.4	1,510	-0.6	155	2,408	27.4	31	463	113	61	-5.9	146	108	-12.3	170	49	-14.7	59	-10.0	133	25	-37.2	121	3.7	10.4	1.5	62.7	45.7	44.0	13.6	15.4	17.9	73.3*	10.19	53.2
121	Sterling Bank	Nigeria	3,340	11.9	1,587	-1.1	157	2,362	11.8	86	332	129	89	10.1	68	117	9.8	62	85	-0.1	31	50.9	20	14	-4.4	63	1.9	9.0	0.9	67.2	73.2	23.7	9.9	n.a.	15.6	93.3*	2.10	44.5
122	Housing and Development Bank - Egypt	Egypt	3,287	3.5	1,174	28.4	27	2,381	3.8	131	495	109	82	-7.8	153	122	-7.1	151	44	-9.9	78	-5.5	117	67	-5.5	71	4.6	27.2	4.0	49.3	35.9	33.3	15.0	20.7	21.6	130.2	7.67	36.3
123	Credit Agricole - Egypt Bank	Egypt	3,189	-1.4	1,610	13.1	66	2,521	-2.9	168	403	122	90	-9.9	165	114	-8.3	160	42	15.4	72	-18.1	152	44	-46.3	132	4.5	21.4	2.7	63.9	36.7	20.8	12.6	17.1	19.5	178.8	2.52	43.6
124	Standard Chartered Bank Kenya	Kenya	3,070	11.1	1,260	11.9	70	2,407	12.3	82	485	111	90	-4.6	141	132	-5.2	143	68	-2.7	65	-7.8	123	31	-31.3	112	4.3	13.0	2.1	52.4	51.2	31.9	15.8	15.7	18.4	63.9*	8.99*	53.3*
125	Suez Canal Bank	Egypt	3,062	-4.1	1,009	15.6	57	2,720	-2.1	163	215	147	48	22.7	33	72	20.9	26	31	10.0	41	30.7	29	14	-4.9	67	2.6	13.4	0.9	37.1	42.8	33.0	7.0	12.8	14.6	88.7	16.97	45.3
126	Invest Bank	UAE	3,040	-4.5	2,113	-16.1	189	2,578	0.1	152	305	132	17	-45.8	194	35	-36.9	191	26	-14.4	9	-65.1	185	-37	L->L	173	0.6	-23.2	-2.4	81.9	75.4	51.4	10.0	10.8	11.9	75.4	52.30	24.3
127	Arab Jordan Investment Bank	Jordan	2,854	0.9	1,216	12.2	69	1,425	-1.4	159	282	134	33	12.8	57	43	7.2	73	23	5.8	20	9.0	70	10	-8.9	77	1.4	6.7	0.7	85.3	54.3	22.4	9.9	15.1	15.5	103.1	1.68	19.7
128	BLOM Bank Egypt	Egypt	2,767	7.2	793	3.8	134	2,411	5.1	123	280	135	51	4.7	100	56	-2.2	125	17	8.5	39	-6.1	119	27	-17.8	87	2.8	19.9	1.9	32.9	30.2	9.7	10.1	20.8	21.6	148.3	3.28	71.6
129	I&M Bank	Kenya	2,757	7.3	1,516	6.0	108	2,150	6.2	118	455	114	54	-4.7	142	90	-3.3	134	37	10.1	53	-10.9	136	33	-2.4	59	3.8	14.2	2.4	70.5	41.2	39.5	16.5	17.5	21.5	51.0*	12.36*	37.2*
130	Bank Nizwa	Oman	2,755	13.7	1,713	8.5	88	2,180	14.5	67	400	123	n.a.	n.a.	195	48	15.1	39	23	2.9	25	29.6	33	15	37.1	20	1.8	7.8	1.1	78.6	48.7	60.8*	14.5	12.4	13.2	n.m.	0.62	15.9
131	Khaleeji Commercial Bank	Bahrain	2,548	0.4	820	-9.9	185	1,633	-5.5	174	375	126	11	153.6	2	30	5.8	80	15	-11.6	15	30.6	30	15	3,304.2	1	1.2	9.8	1.2	50.2	49.0	65.1	14.7	20.3	21.4	52.8*	19.89*	20.5
132	GCB Bank	Ghana	2,483	29.3	614	12.8	67	1,875	28.5	27	344	128	120	23.7	31	162	26.0	18	104	24.6	58	28.8	35	33	41.9	19	5.0	19.8	2.9	32.7	64.3	26.2	13.8	n.a.	19.1	157.1*	7.80	19.1*
133	Ecobank Ghana	Ghana	2,444	26.1	804	2.1	144	1,866	37.1	11	364	127	113	29.9	22	156	23.4	23	66	15.6	90	29.9	32	45	18.5	30	7.4	26.5	3.7	43.1	42.5	27.9	14.9	17.5*	18.3*	101.4*	5.63*	46.9*
134	Safwa Islamic Bank	Jordan	2,377	27.0	1,514	25.1	33	2,048	29.6	24	211	148	26	14.0	53	35	15.2	38	18	2.0	17	34.1	27	7	14.3	34	1.4	6.9	0.6	73.9	51.9	24.2	8.9	20.7	21.0	126.4	2.07	26.1
135	Al Ahli Bank of Kuwait - Egypt	Egypt	2,331	19.6	1,242	12.7	68	1,826	13.6	73	235	141	57	36.0	15	67	50.5	6	26	8.8	41	100.3	11	23	49.8	16	3.6	20.2	2.0	68.0	39.3	15.2	10.1	15.5	16.3	150.5	2.06	45.3
136	Eskan Bank	Bahrain	2,323	3.1	1,931	3.9	130	6	-20.9	195	824	87	41	5.9	96	43	4.6	88	9	10.5	33	3.0	86	28	-1.9	58	2.9	6.8	2.4	32,416.7	22.1	3.1	35.5	166.0	166.8	63.5	7.98	43.1*
137	Societe Generale de Banque- Jordanie	Jordan	2,140	-7.3	1,129	-2.1	161	1,612	-12.4	185	197	150	18	7.0	88	21	-16.8	179	12	1.2	10	-31.8	176	4	-45.4	130	0.8	4.0	0.3	70.0	55.3	14.0	9.2	16.2	16.4	73.9	5.29	19.2
138	Wema Bank	Nigeria	2,129	30.5	871	20.1	44	1,756	52.5	6	142	161	31	-0.8	130	53	1.3	113	47	7.3	7	-27.3	168	4	-33.5	116	0.6	5.4	0.4	49.6	87.6	41.3	6.7	10.2*	13.6*	133.4*	3.02*	51.3
139	Absa Bank Ghana	Ghana	2,050	20.0	749	16.2	54	964	7.3	113	331	130	80	19.7	40	119	19.3	29	46	30.1	73	13.4	55	37	-10.1	80	7.1	23.9	3.6	77.7	38.8	33.1	16.2	n.a.	22.3	51.3*	6.80	76.1
140	Jordan Commercial Bank	Jordan	2,013	2.8	1,023	-1.7	160	1,227	-6.2	176	194	152	23	1.9	113	29	-3.2	132	20	-8.1	9	9.3	68	-1	P->L	182	0.9	-1.1	-0.1	83.4	68.2	21.5	9.7	10.5	11.2	70.9	9.67	11.6
141	Consolidated Bank (Ghana)	Ghana	1,951	35.1	97	2289.0	1	970	-11.0	184	87	172	40	-0.7	129	47	-2.8	128	41	3.3	6	-29.4	173	1.0	-85.8	165	0.7	2.3	0.1	10.0	86.5	16.8	4.4	n.a.	20.7	n.m.	0.06	15.4
142	Stanbic Bank Ghana	Ghana	1,821	31.5	685	21.5	40	1,383	35.8	13	263	137	56	16.2	47	92	8.6	67	48	15.7	44	1.7	91	28	4.9	46	5.1	21.9	3.2	49.5	52.3	39.5	14.4	n.a.	19.3	54.1*	8.96	57.2*
143	Fidelity Bank Ghana	Ghana	1,773	27.4	407	30.0	23	960	19.6	47	182	154	66	33.3	17	91	25.8	19	45	15.7	46	37.5	25	27	32.3	23	4.8	32.1	2.8	42.4	49.2	27.0	10.2	n.a.	18.4	23.6*	9.37*	62.6*
144	InvestBank	Jordan	1,618	1.8	991	3.2	136	1,011	-1.9	161	253	138	24	-5.4	145	36	-7.9	157	19	-8.0	17	-7.8	124	8	-25.7	101	2.1	6.2	0.9	98.1	51.5	34.3	15.6	16.4	16.9	88.7	6.15	18.9
145	Investec Bank (Mauritius)	Mauritius	1,611	-2.1	870	-7.0	180	912	-4.9	173	398	124	16	-27.8	189	19	-13.1	173	5	-12.6	14	-13.3	141	12	-21.1	93	1.7	6.1	1.5	95.4	28.0	16.8	24.7	30.4	31.6	38.6	2.23	48.7
146	African Bank Holdings	South Africa	1,605	-0.6	1,070	-1.0	156	n.a.	n.a.	196	594	101	173	15.2	50	206	-1.1	122	94	-0.5	112	-1.6	102	-7	P->L	182	11.7	-2.1	-0.8	n.a.	45.4	16.0	37.0	36.8	40.1	94.0	32.99	n.a.
147	Arab Banking Corporation (Jordan)	Jordan	1,605	-3.8	886	1.5	146	892	-2.0	162	225	145	23	0.5	123	29	-3.3	133	18	-5.0	11	-0.4	97	2	-66.5	154	1.3	1.4	0.2	99.3	62.0	18.4	14.0	18.9	19.5	102.7	6.78	32.6
148	Bank One	Mauritius	1,565	51.0	536	7.4	94	1,365	50.4	7	86	174	14	2.5	108	20	4.0	92	9	0.3	10	7.6	72	-11	P->L	182	1.3	-24.7	-1.4	39.2	48.4	29.1	5.5	n.a.	17.1	94.1*	5.09*	47.1
149	Standard Chartered Bank Ghana	Ghana	1,454	20.3	312	25.7	32	932	17.0	55	248	139	51	2.4	112	85	14.9	40	31	14.2	54	15.2	53	37	56.7	14	7.5	32.6	5.1	33.5	36.1	39.4	17.1	28.6	30.6	57.2*	24.19	84.8
150	Bank of Baroda (Kenya)	Kenya	1,411	12.3	424	9.1	86	1,143	9.5	99	241	140	36	9.8	71	38	5.8	81	7	8.2	31	5.3	81	19	3.0	48	4.4	16.0	2.6	37.1	18.7	4.1	17.1	32.3	32.3	42.4	11.48	44.9
151	CalBank	Ghana	1,242	14.5	484	11.5	73	642	-1.3	158	183	153	47	8.1	83	54	1.4	111	25	14.8	29	-8.2	127	15	-4.4	64	4.5	16.0	2.3	75.4	47.1	13.6	14.8	n.a.	22.7	64.9*	10.80	12.1*
152	Zenith Bank (Ghana)	Ghana	1,154	11.4	116	-10.9	187	815	32.6	18	224	146	51	28.4	27	76	27.3	17	30	26.9	46	27.6	37	30	6.5	43	8.2	28.3	5.3	14.3	39.7	33.9	19.4	n.a.	36.9	29.2*	9.24	28.8
153	Unity Bank	Nigeria	1,151	66.5	339	86.2	5	791	26.5	33	-719	199	24	22.2	35	32	13.5	47	28	17.0	4	-7.2	122	3	6.5	42	0.8	n.m.	0.6	42.9	88.2	25.3	-62.5	n.a.	n.a.	299.5*	0.90*	36.8
154	Alubaf Arab International Bank	Bahrain	1,134	-2.0	97	-21.9	193	81	-1.7	160	320	131	11	-10.7	169	16	2.9	97	7	9.3	9	-1.2	99	12	46.6	17	1.7	7.8	2.2	119.3	41.2	30.0	28.2	54.0	55.0	102.2	47.74	118.7
155	National Bank of Kenya	Kenya	1,119	3.7	472	6.2	104	935	8.6	105	106	167	32	7.4	87	41	12.1	52	36	2.1	6	181.4	6	-4	P->L	182	0.5	-3.3	-0.3	50.5	86.0	22.3	9.5	8.8	10.5	n.a.	n.a.	21.3
156	Prime Bank	Kenya	1,068	5.0	337	5.5	114	796	7.8	109	231	142	21	3.8	105	30	-3.0	130	15	-7.6	14	2.4	89	12	-1.5	57	2.7	10.0	2.2	42.3	51.6	30.3	21.7	39.8	40.8	30.5*	9.81*	27.5*
157	Sasfin Holdings	South Africa	1,038	6.9	524	3.8	132	356	11.0	94	131	163	18	4.2	103	44	4.4	90	33	6.4	11	-0.8	98	6	5.4	44	2.3	9.6	1.2	147.2	74.3	59.5	12.6	16.2	17.1	58.5	9.54	34.5
158	Access Bank (Ghana)	Ghana	968	39.9	180	23.3	37	639	34.9	15	163	156	33	44.9	13	55	22.7	25	19	27.8	36	20.1	44	24	21.7	29	7.9	31.0	5.3	28.1	34.8	39.7	16.9	n.a.	30.5	45.8*	27.30	63.1*
159	Citibank Kenya	Kenya	968	14.5	317	34.2	16	644	7.0	115	195	151	26	5.9	94	43	-4.5	140	16	-8.2	27	-2.2	107	17	11.0	41	5.7	17.3	3.5	49.1	37.0	39.8	20.2	25.8	26.0	128.7	2.37	76.2*
160	SBI (Mauritius)	Mauritius	952	7.5	456	4.0	125	591	27.8	30	150	159	6	-33.5	193	9	-29.8	190	4	-21.0	5	-35.3	179	4	25.2	25	1.1	4.9	0.8	77.1	43.1	27.0	15.8	n.a.	25.1	65.3*	6.38*	43.7*
161	Societe Generale Ghana	Ghana	887	26.4	475	22.3	38	587	31.2	20	n.a.	200	34	16.3	45	48	9.5	65	28	7.3	20	12.8	56	12	37.1	21	4.8	15.7	2.8	81.0	58.7	29.8	n.a.	n.a.	17.7	96.3*	5.85	51.2
162	United Gulf Bank	Bahrain	879	-7.1	28	9.8	82	77	47.2	9	226	144	-6	L->L	200	11	-75.8	195	27	-29.6	-16	P->L	194	-16	P->L	182	-3.5	-9.8	-3.5	36.1	239.8	157.0	25.7	16.2	17.7	112.8*	23.56*	107.8*
163	Agricultural Development Bank	Ghana	847	20.7	289	36.2	14	639	24.6	36	143	160	34	29.3	23	45	16.5	34	37	14.2	8	29.6	34	6	23.3	26	1.8	7.7	1.3	45.2	82.8	24.6	16.9	n.a.	13.6	63.5*	38.29	29.8
164	Ecobank Kenya	Kenya	846	51.3	225	15.7	55	719	58.4	4	66	179	11	23.1	32	14	1.8	108	12	7.4	2	-23.5	164	1	-57.6	149	0.5	1.8	0.2	31.3	86.5	20.8	7.9	12.8	15.4	n.a.	n.a.	71.3
165	MauBank	Mauritius	836	18.7	428	7.3	96	713	21.2	45	77	177	8	1.3	117	14	14.4	42	13	-5.9	1	L->P	189	0	L->P	173	0.3	0.7	0.1	60.0	93.1	41.6	9.2	n.a.	13.6	61.6**	4.16**	41.8**
166	CFG Bank	Morocco	833	38.0	493	53.3	10	396	25.8	34	86	173	6	76.5	7	13	37.0	13	13	-3.0	0	L->P	189	-2	L->L	173	0.1	-6.5	-0.6	124.4	97.2	56.3	10.3	n.a.	n.a.	86.9	1.27	28.7
167	Family Bank	Kenya	816	19.7	515	17.5	50	626	23.5	39	121	164	28	28.5	26	41	17.6	30	28	7.0	13	51.2	19	6	75.2	9	3.2	9.9	1.5	82.3	69.2	30.5	14.9	15.3	18.0	43.8*	13.27*	23.0
168	Grindrod Bank	South Africa	794	n.a.	447	n.a.	199	n.a.	n.a.	196	92	170	n.a.	n.a.	195	n.a.	n.a.	196	n.a.	n.a.	n.a.	n.a.	191	n.a.	n.a.	180	0.7*	5.9*	0.6*	62.2*	72.8*	67.1*	11.5	8.4	8.6	7.8*	15.36*	29.9*
169	Bidvest Bank	South Africa	770	15.7	207	11.8	71	509	22.1	40	205	149	n.a.	n.a.	195	n.a.	n.a.	196	n.a.	n.a.	n.a.	n.a.	191	n.a.	n.a.	180	4.8*	11.3*	3.3*	40.6	74.9*	89.3*	26.6	21.3	21.3	2.7*	12.15*	71.0
170	SBM Bank (Kenya)	Kenya	748	9.9	226	75.5	7	539	10.3	95	77	178	14	28.7	25	27	-4.1	138	22	8.4	5	-38.1	181	1	-83.2	161	1.3	2.5	0.3	41.9	82.6	46.1	10.3	15.3	16.5	72.8*	54.13*	53.2
171	Qatar First Bank	Qatar	699	-16.9	143	-59.9	198	477	28.4	28	136	162	-2	P->L	198	-28	P->L	199	17	15.6	-45	L->L	199	-56	L->L	173	-12.0	-66.2	-14.8	30.0	n.m.	94.5	19.5	n.a.	11.6*	113.1	37.70	73.1
172	First Energy Bank	Bahrain	682	-17.8	111	-29.8	195	0	n.a.	196	437	117	-2	P->L	198	8	-66.9	194	9	-5.5	-1	P->L	194	-113	P->L	182	-0.3	-41.9	-29.2	n.a.	117.1	132.4	64.2	63.4	63.9	111.3*	14.44*	94.1*
173	Prudential Bank	Ghana	657	42.4	311	33.9	17	382	24.0	38	114	165	23	72.3	8	31	42.9	8	21	27.9	10	88.2	14	4	64.9	11	3.5	7.6	1.5	81.3	67.2	27.7	17.3	n.a.	18.4	26.1*	9.38	30.7
174	Guaranty Trust Bank (Ghana)	Ghana	622	4.4	110	47.5	11	446	30.7	22	160	158	23	16.1	48	47	13.5	48	13	15.7	34	12.7	57	24	12.5	36	11.9	31.4	8.3	24.6	27.5	50.4	25.7	n.a.	42.6	26.9*	2.97	64.1
175	BCP Bank (Mauritius)	Mauritius	618	26.2	344	6.1	106	343	12.5	79	56	181	5	-7.2	150	7	-3.2	131	6	-2.2	0	-19.4	157	-5	P->L	182	0.1	-15.0	-1.5	100.2	95.2	28.3	9.1	12.7*	13.7*	94.8*	4.77*	42.5
176	United Bank for Africa (Ghana)	Ghana	587	-1.1	171	36.0	15	409	0.4	150	161	157	29	7.9	84	39	8.4	69	12	32.8	27	0.1	96	17	-5.4	70	7.6	21.2	4.8	41.9	31.1	24.9	27.3	n.a.	21.6	41.8*	44.71	25.6*
177	Universal Merchant Bank	Ghana	569	24.8	164	2.4	141	386	31.0	21	81	175	15	-7.5	151	23	5.8	82	18	-10.4	5	204.7	5	3	193.6	5	2.0	7.1	1.1	42.6	78.2	36.8	14.2	n.a.	20.4	58.2*	18.81	43.7*
178	ABC Banking Corporation	Mauritius	506	4.3	243	30.8	22	427	-1.0	155	51	182	7	6.7	90	10	10.5	60	5	9.2	5	11.7	60	4	12.5	37	2.1	17.4	1.8	57.0	46.6	28.8	10.1	n.a.	17.0	75.1**	5.37**	29.7**
179	First Atlantic Bank	Ghana	484	12.0	89	-8.6	184	364	14.9	64	98	168	16	30.2	21	26	20.1	27	16	8.0	11	42.8	23	6	83.5	7	5.3	14.0	2.7	24.5	58.8	38.8	20.2	n.a.	30.0	n.a.	27.00	n.a.
180	Jaiz Bank	Nigeria	482	29.6	105	54.8	9	356	29.4	25	40	186	7	31.6	19	19	40.6	9	13	24.9	6	92.1	13	3	43.6	18	2.5	15.1	1.3	29.5	67.9	60.8	8.3	16.3*	16.4*	52.4	12.44	37.2
181	BANK OF AFRICA-KENYA	Kenya	480	10.7	157	-20.2	191	310	8.7	104	38	187	4	-24.5	188	12	-23.0	186	11	-5.8	1	-80.2	187	-2	P->L	182	0.3	-8.8	-0.7	50.7	94.1	62.0	8.0	4.8	8.4	97.0*	29.53*	35.3
182	Albaraka Bank	South Africa	460	12.7	303	7.6	93	388	11.8	85	46	184	9	6.2	93	11	1.8	110	8	6.9	3	-11.6	139	1	-28.0	105	1.1	6.1	0.6	77.9	76.0	10.5	10.0	10.9	16.0	10.7	4.54	28.0*
183	Guaranty Trust Bank (Kenya)	Kenya	400	1.5	185	0.6	152	301	2.0	139	81	176	13	14.1	52	19	13.9	46	10	-9.0	8	68.7	16	4	22.6	27	4.0	9.8	2.0	61.4	56.5	28.7	20.1	25.4	26.1	51.0*	10.33*	43.7*
184	Bank of Africa Ghana	Ghana	365	27.0	137	37.0	13	181	21.6	43	107	166	14	10.1	69	21	3.3	95	10	9.2	11	-1.6	103	6	-4.8	65	5.8	10.8	3.2	75.7	48.2	33.8	29.3	n.a.	36.3	63.5*	19.59	40.0*
185	First National Bank Ghana	Ghana	361	162.9	115	570.1	2	165	218.3	1	94	169	7	13.9	54	11	33.3	14	9	35.5	2	25.1	38	1	70.4	10	1.8	2.8	1.0	69.7	80.8	38.6	26.0	n.a.	51.4	720.9*	0.15	48.5
186	Sidian Bank	Kenya	340	48.0	153	17.6	49	186	11.6	87	37	188	4	-18.7	183	10	-11.6	168	9	2.9	0	-78.4	186	-1	P->L	182	0.3	-4.2	-0.6	82.1	95.6	63.5	11.0	12.1	16.5	51.6*	17.87*	28.7*
187	Victoria Commercial Bank	Kenya	335	4.3	215	-2.3	164	246	3.1	136	61	180	7	-8.9	157	8	-13.7	174	4	6.2	4	-28.5	171	2	-32.3	114	2.2	6.3	1.1	87.4	52.3	12.0	18.3	19.2	21.0	88.7*	4.49*	31.8
188	Gulf African Bank	Kenya	319	3.4	205	1.0	149	246	1.5	143	45	185	10	8.8	77	13	4.5	89	11	-8.3	2	302.1	4	1	311.1	4	0.6	3.1	0.4	83.3	84.2	25.1	14.1	13.0	17.9	n.a.	n.a.	34.9
189	African Banking Corporation	Kenya	287	6.7	186	24.1	34	228	10.2	97	32	189	6	3.2	106	8	9.6	64	7	8.0	1	23.5	40	0	22.3	28	0.7	2.2	0.3	81.3	88.7	30.7	11.3	11.5	14.5	n.a.	n.a.	21.0
190	FBNBank Ghana	Ghana	280	57.7	38	229.9	3	81	58.1	5	88	171	12	53.8	10	14	37.5	12	7	27.7	7	48.4	22	4	76.6	8	5.9	10.2	3.7	46.7	49.1	11.7	31.4	n.a.	34.8	40.6*	21.42	45.9
191	Credit Bank	Kenya	216	16.3	147	6.0	107	167	14.6	66	31	190	5	15.5	49	8	0.7	115	7	6.0	2	-16.9	148	1	-48.2	139	1.5	4.9	0.7	87.9	80.7	41.0	14.3	13.7	14.5	31.5*	8.47*	16.6*
192	UBA Kenya Bank	Kenya	179	21.0	31	13.7	62	72	38.4	10	23	193	4	56.5	9	6	67.0	5	3	-4.7	3	412.7	3	2	459.3	2	3.8	16.1	2.1	43.0	47.3	34.1	12.8	27.6	27.6	n.a.	n.a.	18.7
193	First Community Bank	Kenya	175	4.1	98	10.6	80	152	1.8	141	14	197	3	6.3	92	5	-6.3	145	5	-7.7	0	40.2	24	0	57.9	13	0.3	2.6	0.2	64.1	95.9	37.9	7.9	2.9	7.6	n.a.	n.a.	39.0
194	Guardian Bank	Kenya	157	3.3	88	1.6	145	126	0.7	148	26	192	3	-18.3	181	5	2.3	103	3	-0.4	2	7.5	73	1	59.9	12	2.2	10.1	1.6	69.2	64.3	32.6	16.3	19.8	21.1	106.4*	6.42*	17.0*
195	Banco Sabadell Succursale Casablanca	Morocco	123	9.1	64	11.2	75	49	-13.8	188	48	183	2	12.1	59	3	14.8	41	1	13.4	1	16.4	49	1	17.1	31	2.3	3.6	1.4	131.7	51.2	35.5	39.4	n.a.	n.a.	98.7	1.17	80.5
196	M Oriental Bank	Kenya	116	4.2	63	-5.4	176	85	4.4	129	29	191	1	-15.8	177	3	-6.4	146	2	-1.0	0	-25.8	167	0	-49.3	141	0.8	0.9	0.2	74.7	82.8	48.2	24.8	33.1	34.4	30.9*	18.23*	31.8*
197	Consolidated Bank of Kenya	Kenya	115	-4.7	70	-7.2	181	91	3.3	135	17	194	3	6.8	89	6	4.2	91	6	3.2	-0	L->L	199	-2	L->L	173	-0.7	-18.3	-3.0	76.6	106.6	55.7	14.9	9.3	11.4	24.0*	24.19*	15.7
198	Access Bank (Kenya)	Kenya	98	4.1	49	-15.1	188	76	3.6	133	17	195	2	-11.9	173	4	-16.1	177	4	-3.5	-0	P->L	194	-1	L->L	173	-0.4	-5.8	-1.1	65.0	105.5	29.7	16.9	19.3	21.3	47.5*	25.16*	21.5
199	Middle East Bank Kenya	Kenya	96	54.2	65	66.8	8	83	68.6	3	11	198	1	0.4	124	3	14.0	43	2	37.9	1	-21.9	162	0	-47.5	137	1.6	6.0	0.8	78.5	72.7	46.6	11.7	27.2	27.4	20.4*	14.93*	11.3*
200	Citi Islamic Investment Bank	Bahrain	34	143.1	13	3.0	137	0	n.a.	196	14	196	0	-33	192	1	6	84	1	6	1	5	83	1	5	47	4	7	4	n.a.	61	88	40.8	66.1	66.2	n.a.	n.a.	n.a.

Notes: (1) In the change in income and profit columns, P->L: profit to loss; L->P: loss to profit; L->L: loss to loss. (2) n.a.: not available; n.m.; not meaningful. (3) * FY2019 data. (4) ** FY2020 data. (5) # 2H FY2019 data.
Source: Asian Banker Research, S&P Global Market Intelligence