Inventory of Benchmarkable Ideas

The Inventory of Benchmarkable Ideas is the collection of all research, data, and commentaries in the key operational areas covered under Project Bankmetrics. We cover these areas under 3 main sections including: Country-level Analytics, Analytics by Countries and Banking Industry Analytics. Under the Banking Industry Analytics, we focus on broad segments such as: Capital-related Analytics, Efficiency Indicators, Intermediation Trends, M&A, Risk Management and Regulations, Payment, Retail Banking, Technology and Operations, and Transaction Banking. This section is an invaluable tool for decision makers who require an up to date research analysis as well as the current development and benchmarks.


Sub-section Document type Date Content Format
General – government finance Research note September 2010 The majority of Chinese banks' loan growth since December 2008 has been to governments, many of whom are believed to be over-spending on loss-making infrastructure projects.
Banking industry level analytics Research report May 2010 Managing the great transaction banking sea change - criteria to choose an international bank in cash management and trade finance
Banking industry level analytics Research report May 2010 Riding the treasury see-saw - financials (income, profit, assets, liabilities)
Banking industry level analytics Research note April 2010 Almost all major regional banks saw a drop in profit in their retail banking business in 2009 - financials (cost/income ratio, total income)
Banking industry level analytics Data analytics March 2010 Asia’s best-performing banks have beaten their domestic markets by 18.7% over the past five years and rewarded their shareholders handsomely - returns (market capitalization, relative total shareholder return, ex post alpha and risk for large cap, mid cap, and small cap banks)
Banking industry level analytics Data analytics March 2010 Asia’s best-performing banks have beaten their domestic markets by 18.7% over the past five years and rewarded their shareholders handsomely - returns (market capitalization, relative total shareholder return, ex post alpha and risk for large cap, mid cap, and small cap banks)
Banking industry level analytics Research note October 2009 CEO remuneration ranking- Compensation combat, combat compensation - CEO remuneration (fixed component, variable component, as % of bank total staff expense, bank net profit, and average employee remuneration)
Banking industry level analytics Research report September 2009 The Asian Banker 300 - 2009 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report September 2009 Most of the world's largest Islamic banks are concentrated in only five markets - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Data analytics August 2009 Regulators coming with a vengeance - following the mis-selling incidents, banks must improve sales processes and customer protection - impact of mis-selling incidents on Asian customers, analysis of pre-crisis regulatory guidelines that led to the mis-selling incidents, and Asian regulators’ responses  
Banking industry level analytics Research report March 2009 Chinese banks improved their productivity, while Japanese and Australian institutions lost ground - efficiency (CIR, ROA, net income per employee)
Banking industry level analytics Research report September 2008 The Asian Banker 300 - 2008 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report June 2008 Biggest M&A deals of 2007, Asian Banker Research charts the region's 50 biggest M&A deals of 2007 - breakdown of bank M&A activities by deal value and volume, banking sector M&A deal value by country (Australia, China, Japan, Hong Kong, Malaysia, South Korea, Taiwan, and Thailand)
Banking industry level analytics Research report January 2008 Succumbing to credit market woes. Challenges from the outside have thwarted Asia's securitised investment instruments market - securitisation deal value (Australia, China, Hong Kong, Japan, Malaysia, Singapore, and Taiwan), and volume (Asia Pacific ex Japan, Asia ex Japan, North America, Europe, Australia, and Japan)
Banking industry level analytics Research report September 2007 The Asian Banker 300 - 2007 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report August 2007 Biggest M&A deals of 2006, banks in Asia Pacific continue to avidly pursue consolidation following the high in M&A activity in 2005 - M&A deal value in Asia Pacific banking industry, breakdown of bank M&A activities by deal type, top deals announced in the Asia Pacific, and P/B ratios
Banking industry level analytics Research report May 2007 Asia's 50 best paid CEOs. Is the gravy train accelerating in the Asia Pacific, or has it slowed? - CEO remuneration (fixed component, variable component, as % of bank total staff expense, bank net profit, and average staff remuneration)
Banking industry level analytics Research report March 2008 Islamic banking on the rise. Although Islamic banking remains a niche segment in the global financial services industry, its rapid growth makes it one that's hard to ignore - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report January 2007 Islamic banking on the rise. The Islamic banking sector is spectacularly outpacing conventional banking growth in the Asia Pacific, but critical challenges have to be tackled before greater profit potential can be realised - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report September 2006 The Asian Banker 300 - 2006 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report September 2005 The Asian Banker 300 - 2005 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report September 2004 The Asian Banker 300 - 2004 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report September 2003 The Asian Banker 300 - 2003 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Banking industry level analytics Research report September 2002 The Asian Banker 300 - 2002 Edition - financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Country level analytics Research note June 2010 China Union Pay's growing regional power a thorn in Visa’s transactional hegemony - market share (Visa, CUP, MasterCard)
Country level analytics Data analytics June 2010 China UnionPay’s growing regional power a thorn in Visa’s transactional hegemony - market share (Visa, CUP, MasterCard)
Country level analytics Research note June 2010 Agricultural Bank of China’s rural focus a potential drag rather than a driver - general development and economy (rural-urban gap, county level GDP as % of national GDP, loans to customers in counties as % of national loans), efficiency of big 5 banks (operating income per employee, operating income per branch)
Country level analytics Data analytics June 2010 Agricultural Bank of China’s rural focus a potential drag rather than a driver - general development and economy (rural-urban gap, county level GDP as % of national GDP, loans to customers in counties as % of national loans), efficiency of big 5 banks (operating income per employee, operating income per branch)
Country level analytics Research report June 2010 The excellence in retail financial services programme 2010 - country reports ( Australia, Bangladesh, Brunei, Central Asia, China, Jordan/Kuwait, Saudi Arabia, UAE, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam)
Country level analytics Research report May 2010 Asian banks well positioned for Basel III. However Chinese, Singaporean lenders to be hit harder - financial ratios (ROE, ROA, CIR, NPL, NIM), capital adequacy ratios (tier 1 CAR, total CAR, equity tier 1 ratios under BASEL III)
Country level analytics Research note April 2010 Identifying anti-money laundering issues in Chinese banks - development of AML capabilities in Chinese banks, critical elements, and best practice
Country level analytics Research note April 2010 中国银行业的反洗钱问题研究 - development of AML capabilities in Chinese banks, critical elements, and best practice
Country level analytics Research note March 2010 Vietnam, Indonesia, and Pakistan are far under-branched among Asian markets - branch penetration (commercial bank branches per 1,000 KM2 and per 100,000 adults) by country (Afghanistan, Bangladesh, China, Hong Kong, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, Vietnam )
Country level analytics Data analytics August 2009 Opportunities and risks of joint ventures for international banks to gain a foothold in China's retail banking industry - evolution of consumer banking, and top concerns by international investors for Chinese banks 
Country level analytics Research report October 2006 Indian banking industry: outlook and opportunities assessment 2007 - macro banking environment, business composition, focus and strategy, distribution channels, penetration, and tracking technologies and infrastructure
Country level analytics Research report May 2006 Indonesia banking industry: outlook and opportunities assessment 2006-2007 - macroeconomic environment, macro banking environment, business composition, focus, distribution, penetration, key challenges and concerns
Country level analytics Research report February 2006 China banking industry: outlook and opportunities assessment 2006-2007 - macroeconomic environment, macro banking environment, business composition, focus, distribution, penetration, key challenges and concerns
Country level analytics Research report March 2009 Technology spend outlook for Asian banks during the crisis period (2009-2010) - Greater China - banking industry outlook for greater China, progress towards customer centric enterprises, outlook for technology investment priorities, outlook for technology spend, third party solution selection criteria and vendor perception
Payments Research note April 2010 Payment management and cash management- payment systems in Asia, country roadmap (China, Thailand, Malaysia), cash management and retail payment (key trends and outlook) 
Payments Research note April 2010 支付管理与现金管理: 亚洲金融机构看点 - payment systems in Asia, country roadmap (China, Thailand, Malaysia), cash management and retail payment (key trends and outlook) 
Payments Research report September 2009 The ATMs, cash dispensing and retail payments report 2009 - ATM and EFTPOS (value and volume of transactions), country capsules (Australia, China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam)
Payments Data analytics August 2009 Integrating payments across business segments to improve efficiency - best practice in international banks
Payments Data analytics August 2009 Transforming payments into a business, rather than a liability - key developments in global payments today, and new opportunities in payments
Payments Data analytics August 2009 Unlocking the value chain in payments & transaction management - payments developments by country, mapping business opportunities at the front end, merchant acquiring business and challenges
Payments Research report July 2009 After 8 years of double digit growth, remittance levels are braking along with the global economy - remittances value by country
Payments Research report September 2008 Running a successful and cost efficient remittances business - fundamental beliefs that determine the shape of the remittance industry, emerging trends in remittance industry, key elements and success factors for competitive advantage, optimising a partnership model for right value
Payments Research report July 2008 The ATMs, cash dispensing and retail payments report 2008 - ATM and EFTPOS (value and volume of transactions), country capsules (Australia, China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam)
Payments Research report March 2007 The ATMs, cash dispensing and retail payments report 2007 - ATM and EFTPOS (value and volume of transactions), country capsules (Australia, China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam)
Retail banking Research note June 2010 China Union Pay's growing regional power a thorn in Visa’s transactional hegemony - market share (Visa, CUP, MasterCard)
Retail banking Data analytics June 2010 China UnionPay’s growing regional power a thorn in Visa’s transactional hegemony - market share (Visa, CUP, MasterCard)
Retail banking Research note June 2010 Agricultural Bank of China’s rural focus a potential drag rather than a driver - general development and economy (rural-urban gap, county level GDP as % of national GDP, loans to customers in counties as % of national loans), efficiency of big 5 banks (operating income per employee, operating income per branch)
Retail banking Data analytics June 2010 Agricultural Bank of China’s rural focus a potential drag rather than a driver - general development and economy (rural-urban gap, county level GDP as % of national GDP, loans to customers in counties as % of national loans), efficiency of big 5 banks (operating income per employee, operating income per branch)
Retail banking Research note June 2010 Five key branch banking trends in mature Asian markets - branch automation (future focus)
Retail banking Research note June 2010 Building high performance branches - branch automation (future focus)
Retail banking Research report June 2010 The excellence in retail financial services programme 2010 - country reports ( Australia, Bangladesh, Brunei, Central Asia, China, Jordan/Kuwait, Saudi Arabia, UAE, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research note April 2010 Almost all major regional banks saw a drop in profit in their retail banking business in 2009 - financials (cost/income ratio, total income)
Retail banking Research note March 2010 Vietnam, Indonesia, and Pakistan are far under-branched among Asian markets - branch penetration (commercial bank branches per 1,000 KM2 and per 100,000 adults) by country (Afghanistan, Bangladesh, China, Hong Kong, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, Vietnam )
Retail banking Research note March 2010 Asia’s developing retail banking landscape – building sustainable customer relationships - retail banking landscape (trends, key operational initiatives, challenges), and effective customer communication 
Retail banking Research report September 2009 The ATMs, cash dispensing and retail payments report 2009 - ATM and EFTPOS (value and volume of transactions), country capsules (Australia, China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam)
Retail banking Data analytics August 2009 Banks aggressively move towards electronic communication, but need to balance their channel strategy - most effective means of customer communication
Retail banking Data analytics August 2009 Building a sustainable sales process  bases on the seamless integration of back and middle office for improved due diligence and customer profiling
Retail banking Data analytics August 2009 Customer communication is key for customer retention - building a interactive communication strategy - strategic levers of client retention, and customer communication (frequency, quality, and documentation)
Retail banking Data analytics August 2009 Opportunities and risks of joint ventures for international banks to gain a foothold in China's retail banking industry - evolution of consumer banking, and top concerns by international investors for Chinese banks 
Retail banking Data analytics August 2009 Rebuilding trust requires banks to revisit  the sales and due diligence process - strategic levers of client retention
Retail banking Research report August 2009 The excellence in retail financial services programme 2009 - country reports (Australia, Bangladesh, Brunei, Central Asia, China, Kuwait, Qatar, Saudi Arabia, UAE, Hong Kong, India, Indonesia, Japan, Malaysia, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research report May 2009 Building a robust emergency programme for pandemics in financial services - lessons from SARS (2003) and avian flu outbreak
Retail banking Research report February 2009 Building sustainable sales capability: lessons learnt from recent episodes of mis-selling - building sustainable sales capability, leveraging key technologies to support a best practice sales infrastructure
Retail banking Research report January 2009 Managing growth in retail financial services in a credit downturn - key developments in wealth management, shifts in strategic/operational priorities, future business model
Retail banking Research report October 2008 Building a successful multi-channel distribution system - the OCBC Singapore model - channel evolution, product management, organisational learning, channel initiatives, performance management, and technologies deployed
Retail banking Research report October 2008 Most countries in the region are seeing consolidation in their banking sectors, but lack a dominant market leader - branch penetration, ATM coverage
Retail banking Research report September 2008 Building a successful and integrated wealth management business - fundamental beliefs that determine the shape of the wealth management industry, five evolutionary stages of wealth management business, mapping the development of wealth management industry against the evolution of productisation capabilities, key elements defining success in wealth management
Retail banking Research report September 2008 Running a successful and cost efficient remittances business - fundamental beliefs that determine the shape of the remittance industry, emerging trends in remittance industry, key elements and success factors for competitive advantage, optimising a partnership model for right value
Retail banking Research report August 2008 Next generation internet banking: successfully maximising revenue streams - current scenario and emerging trends, business model and approaches, value chain in internet banking, key elements of successful internet banking business, risk management, security measures, best practices and operational insights
Retail banking Research report August 2008 The excellence in retail financial services programme 2008
Retail banking Research report July 2008 The ATMs, cash dispensing and retail payments report 2008 - ATM and EFTPOS (value and volume of transactions), country capsules (Australia, China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam)
Retail banking Research report May 2008 Asia Pacific consumer credit practices & trends 2008-2010 - market structure, key drivers, projection, assessing capabilities and challenges (marketing, loan origination process, customer and account management, fraud detection and prevention process), and credit collection and debt recovery operation tools and strategies
Retail banking Research report December 2007 Tools and strategies for running a successful credit collection and debt recovery operation - debt recovery overview, planning and strategies, tactical level analysis, operational level analysis, tracking technology and analytics in banks, and case studies (Philippines and Pakistan)
Retail banking Research report October 2007 Asia Pacific consumer credit industry: outlook and opportunities assessment 2007/2008 - market structure and context, market profile and dynamics of business segments (mortgage, credit card, auto lending, consumer finance), tracking consumer credit infrastructure of banks in the region, and market forecasts of the consumer credit business
Retail banking Research report August 2007 The excellence in retail financial services programme 2007 - country report (Australia, Bangladesh, Brunei, China, Kuwait, Qatar, Saudi Arabia, UAE, Hong Kong, India, Indonesia, Japan, Malaysia, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research report March 2007 Successful implementation of analytics and performance management in financial institutions - consumer analytics best practices, industry benchmarks, and success factors
Retail banking Research report March 2007 The ATMs, cash dispensing and retail payments report 2007 - ATM and EFTPOS (value and volume of transactions), country capsules (Australia, China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam)
Retail banking Research report August 2006 The excellence in retail financial services programme 2006 - country report (Australia, Bangladesh, Brunei, China, Hong Kong, India, Indonesia, Malaysia, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research report May 2006 Strategies and templates to build a successful wealth management business in Asia - the profile, size, and character of wealth management business in Asia, productisation & sales capabilities, customer segmentation, and stages of wealth management business development and key challenges
Retail banking Research report August 2005 The excellence in retail financial services programme 2005 - country report (Australia, Bangladesh, Brunei, China, Hong Kong, India, Indonesia, Malaysia, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research report August 2004 The excellence in retail financial services programme 2004 - country report (Australia, Bangladesh, Brunei, China, Hong Kong, India, Indonesia, Malaysia, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research report August 2003 The excellence in retail financial services programme 2003 - country report (Australia, Bangladesh, Brunei, China, Hong Kong, India, Indonesia, Malaysia, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research report August 2002 The excellence in retail financial services programme 2002 - country report (Australia, Bangladesh, Brunei, China, Hong Kong, India, Indonesia, Malaysia, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam)
Retail banking Research report November 2007 Consumer credit practice report: Assessing the functional capabilities and challenges faced by Asia Pacific banks across the consumer credit lifecycle - assessing capabilities & challenges in marketing, loan origination, customer and account management, and fraud detection and prevention
Risk Management Research report May 2010 Asian banks well positioned for Basel III. However Chinese, Singaporean lenders to be hit harder - financial ratios (ROE, ROA, CIR, NPL, NIM), capital adequacy ratios (tier 1 CAR, total CAR, equity tier 1 ratios under BASEL III)
Risk Management Research report May 2009 Building a robust emergency programme for pandemics in financial services - lessons from SARS (2003) and avian flu outbreak
Risk Management Research report February 2009 Insolvency laws in some countries have been overhauled but asset recovery remains challenging - bankruptcy proceedings, and recovery rate in Asia, 
Risk Management Research report January 2009 Strategic considerations and responses to the current crisis for decision makers - Asia banking systems outlook, risk management lessons from the crisis, business trends and M&A opportunities, and winning the deposits war
Risk Management Data analytics January 2008 Fraud is the key issue in operational risk among Asian banks - fraud detection methods used by banks, average fraud levels in Asia, and evolution of consumer credit/payment fraud
Risk Management Research report February 2007 Implementing a successful compliance system in financial institutions - best practices, key challenges, and critical success factors
Technology & operations Research report March 2009 Technology spend outlook for Asian banks during the crisis period (2009-2010) - South Asia - reviewing the South Asia banking industry landscape, business priorities and key technology drivers, outlook for technology investment priorities, outlook for technology spend, current technology challenges, third party solution selection criteria and vendor perceptions
Technology & operations Research report September 2006 Management report: roadmap to successful core banking system replacement - core banking trends in Asia Pacific (market trends and technical trends), phases of core banking replacement critical considerations, building blocks, critical success factors, best practices, unique core banking replacement considerations, country trend analysis (China, India, Japan, Korea, and Taiwan)
Technology & operations Research report March 2009 Technology spend outlook for Asian banks during the crisis period (2009-2010) - Greater China - banking industry outlook for greater China, progress towards customer centric enterprises, outlook for technology investment priorities, outlook for technology spend, third party solution selection criteria and vendor perception
Technology & operations Research report March 2009 Technology spend outlook for Asian banks during the crisis period (2009-2010) - Southeast Asia - reviewing the Asia Pacific banking industry landscape, business priorities and key technology drivers, outlook for technology investment priorities, outlook for technology spend, third party solution selection criteria and vendor perception
The Investor Audit Research note June 2010 Agricultural Bank of China’s rural focus a potential drag rather than a driver - general development and economy (rural-urban gap, county level GDP as % of national GDP, loans to customers in counties as % of national loans), efficiency of big 5 banks (operating income per employee, operating income per branch)
The Investor Audit Data analytics June 2010 Agricultural Bank of China’s rural focus a potential drag rather than a driver - general development and economy (rural-urban gap, county level GDP as % of national GDP, loans to customers in counties as % of national loans), efficiency of big 5 banks (operating income per employee, operating income per branch)
The Investor Audit Data analytics June 2010 Selected banks in Thailand and China become attractive as they enjoy good momentum, reasonable valuation and strong growth - valuations (market capitalization, P/B, P/E, dividend yield, prior 6 month total shareholder return, year on year EPS growth)
The Investor Audit Data analytics March 2010 Asia’s best-performing banks have beaten their domestic markets by 18.7% over the past five years and rewarded their shareholders handsomely - returns (market capitalization, relative total shareholder return, ex post alpha and risk for large cap, mid cap, and small cap banks)
The Investor Audit Data analytics March 2010 Asia’s best-performing banks have beaten their domestic markets by 18.7% over the past five years and rewarded their shareholders handsomely - returns (market capitalization, relative total shareholder return, ex post alpha and risk for large cap, mid cap, and small cap banks)



 
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