close window 
This is the technical notes of Asia Pacific Largest Banks:
Whenever possible, consolidated figures were used.
In cases where non-banking activities account for a substantial portion of the consolidated figures, unconsolidated figures were used.
Data pertain to financial years ended through Mar 31 the following year.
Only banks whose financial data are available for at least 1 year of the last 3 years were included in our ranking.
All figures (including percentage changes) are quoted in US$ at year end exchange rates.
Assets are the sum of cash and bank balances, marketable securities and other short-term investments, net loans and mortgages, long-term investments, fixed assets and other assets.
Deposits are demand, saving, and time deposits received from non-bank customers. Loans are commercial, consumer and other loans lent out to non-bank customers (net of reserves).
Net interest income: insurance-related interest was excluded from interest income and expense where it has been disclosed separately.
Dividend income is included as interest income. Dividends on all preference shares as well as any other instrument classified as a hybrid security are classified as an interest expense item.
Non-interest operating income includes net gains/losses on trading and derivatives, net gains/losses on other securities, net gains/losses at fair value through the income statement, net insurance income, net fees and commissions and other operating income such as rental income, etc.
Total operating income is the summation of net interest income and non-interest operating income.
Operating expenses are staff expenses and other non-interest operating expenses (excluding business tax and surcharges for Chinese banks).
Operating profit = net interest income + total non-interest operating income - operating expenses + equity-accounted profit/ loss (operating) + change in fair value of own debt - loan impairment charge - other credit impairment charges.
Net profits are recorded after non-operating items, provisions and taxes and include minority interest.
Operating return on assets is the ratio of operating profits over average assets.
Return on assets and return on equity are net profit divided by average assets and total equity respectively.
The Non interest income ratio is the ratio of non-interest operating income over total operating income.
In the change in operating and net profit columns, P-L: profit to losses; L-P: loss to profit; L-L: losses to losses; n.a.: not available or not meaningful
Total Capital Adequacy Ratio is the risk weighted capital ratio. Risk capital is the summation of Tier 1 and Tier 2 capital less investment in subsidiaries, where Tier 2 capital includes cumulative preference shares, revaluation reserves, subordinate and other long term debts.
Tier 1 Capital Ratio is the core capital ratio which includes common stock, disclosed reserves, retained earnings, and minority interest in equity or associates.
Liquidity ratio = liquid assets/total deposits and borrowings
All data in this table are collected and updated to the best of our knowledge.
We provide this service with no warranty whatsoever as to the currency, accuracy, or applicability of the data for any purposes.
|
